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2700 Brown Road, Ferndale, WA, 98248

3beds
3baths
2,374sqft
$945,725
$398price/sqft
$5,703/moest. monthly cost
$228,120/yrincome needed

About This Home

There are so many things to say about this gem of a home on a country road. Nearly five acres makes it possible to build an ADU here. This home is 2374 square feet of comfort and efficiency. A recently installed presidential roof will last a long time for you. A new Rinnai tankless hot water tank meets all your hot water needs and provides heat for your feet as you rise on those cold mornings. It boasts of a new trex deck on the north side of the house that encompasses the whole length of the house, providing access to both of the primary bedrooms.For comfort on hot days or possibly needed extra heat on cool days there are four mini-split units thoughtfully placed throughout the home. The kitchen is all electric with a ceramic top stove, quartz countertops, and hickory cabinets. Several rooms are equipped with ceiling fans for comfort and circulation. The library room contains a beautiful electric fireplace and two bookshelves for all your reading material. A very large safe is included in the sale. The 40x60 shop provides a place to work or storage. It has a restroom with a shower an large sink for washing up after working on whatever project you desire. The wood stove will keep the shop warm on those cold days. Next to the shop is an eight by eight by forty storage container. The sixty inch zero turn lawnmower is included in the sale. If you ever need to go under the house, the crawl space is seven feet tall. No crawling. You can stand and walk anywhere.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Custer Elementary SchoolGrades K-52.4 mi
5/10
Horizon Middle SchoolGrades 6-81.6 mi
5/10
Ferndale High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2002

Materials

  • Foundation: Poured Concrete
  • Roof: Composition,See Remarks
  • Construction materials: Metal/Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Tankless,Water Heater Location: Utility

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Central Vacuum,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Radiant,Electric,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,374
  • Total interior livable area: 2,374 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3901122533050000
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: Propane tank

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Second Primary Bedroom,Bath Off Primary,Built-In Vacuum,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Partial,Territorial
  • Topography of land: Partial Slope,Sloped
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 4.88 Acres
  • Features: Paved,Cable TV,Deck,Dog Run,High Speed Internet,Outbuildings,Propane,RV Parking,Shop

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,782$57,384
Home Insurance *$173$2,076
Property Taxes $586$7,032
Electricity $162$1,948
Total$5,703$68,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,531/yr
40% on housing$171,090/yr
45% on housing$152,080/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 98248$511
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98248$325
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$1,075,500
2026-04-24Listed for sale$1,200,000
2024-12-31Listing removed$999,000
2024-11-21Price change$999,000
2024-10-02Price change$1,100,000
2024-07-28Listed for sale$1,200,000
2021-03-24Listing removed--
2018-08-01Listing removed$625,000
2018-04-27Listed for sale$625,000
2017-11-03Listing removed$625,000
2017-08-25Listed for sale$625,000

For Sale by Agent

AgentWilliam DeGroot
BrokerageWeichert Realtors Vanson Assoc

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