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12014 98th Avenue NE #101, Kirkland, WA, 98034

1beds
1baths
766sqft
$393,000
$513price/sqft
$2,454/moest. monthly cost
$98,160/yrincome needed

About This Home

LOCATION + PRIVACY = GREAT INVESTMENT! Desired Waterford, gated and private END UNIT—this Waterford condo is priced to sell. Step outside your door through the secure gated entrance and you’re just ACROSS THE STREET from fine dining, shopping, and one block from Juanita Beach, parks, and trails. Hop on the trail for a scenic bike ride or stroll to the waterfront. This lower-level end unit is ideal for your pet, surrounded by beautiful landscaping and mature trees, offering exceptional privacy with no one peering into your windows. Enjoy morning coffee on your west-facing private patio, basking in the sunshine. Freshly painted with new carpet, the home features a beautiful kitchen with eating bar, quartz countertops, stainless steel appliances, and a cozy fireplace. Light and bright with only four steps to entry. Plenty of parking for all your visitors. PLUS: covered deeded parking, newer roof and siding, and an overfunded HOA—making this an incredible opportunity for homeowners and investors alike.

Getting Around

70
WalkingVery Walkable
38
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

6/10
9/10
Juanita High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1988

Type & Style

  • Home type: Condo
  • Architectural style: Condo (1 Level)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Closet,Cooking - Electric Hookup,Cooking-Electric,Dryer-Electric
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Coverings: Blinds
  • Flooring: Ceramic Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 766
  • Total interior livable area: 766 sqft

Property

Details

  • Parcel number: 9195200010
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Cooking-Electric,Dryer-Electric,Fireplace,Ground Floor,Washer,Water Heater
  • Has view: Yes
  • View description: Territorial

Lot

  • Features: Corner Lot,Dead End Street,Paved,Secluded

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,987$23,844
Home Insurance *$55$660
Property Taxes $263$3,156
Electricity $149$1,793
Total$2,454$29,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,137/yr
40% on housing$73,620/yr
45% on housing$65,440/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$513This listing

vs Other Active Listings

Avg $/sqft

ZIP 98034$507
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98034$605
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$414,000
2025-12-12Listed for sale$429,000
2025-12-12Listing removed$465,000
2025-10-31Price change$465,000
2025-10-10Listed for sale$475,000
2021-02-11Sold$288,000
2021-01-14Pending sale$288,000
2020-11-17Price change$288,000
2020-10-30Listed for sale$308,000
2013-09-25Sold$139,500
2009-11-12Sold$132,300
2003-05-28Sold$141,000
1998-07-01Sold$105,900

For Sale by Agent

AgentKimberley "ALEX" Thomas
BrokerageRealogics Sotheby's Int'l Rlty

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