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119 Pelhamdale Avenue, Mount Vernon, NY, 10553

5beds
4baths
2,900sqft
$925,000
$319price/sqft
$7,069/moest. monthly cost
$282,760/yrincome needed

About This Home

Welcome to this beautiful and spacious two-family home ideally located near the Hutchinson River Parkway in Mount Vernon. Just minutes from Pelham and the Metro-North train station, this property offers both convenience and comfort. The home features a well-designed layout with a three-bedroom, two full bath unit over a two-bedroom, two full bath unit, plus a fully finished basement. The top-floor unit boasts cathedral ceilings, creating an open and airy feel. Each unit is equipped with its own washer and dryer, central air conditioning and heating, and skylights. Additional highlights include an attic, a two-car garage, and a huge backyard, perfect for outdoor enjoyment or entertaining. An excellent opportunity for homeowners or investors alike.

Getting Around

69
WalkingSomewhat Walkable
54
TransitGood Transit
35
BikeSomewhat Bikeable

Schools

3/10
Graham SchoolGrades PK-80.4 mi
3/10
Mount Vernon High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Brick,Stucco,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Washer/Dryer Hookup,In Hall,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • First Floor Bedroom,First Floor Full Bath,Entrance Foyer,High Speed Internet,Open Kitchen,Primary Bathroom,Walk Through Kitchen
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Property

Details

  • Parcel number: 0800165074040130000119
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,049 sqft
  • Features: Back Yard,Cul-De-Sac,Level,Near Public Transit,Near School

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$495$5,940
Property Taxes $1,418$17,016
Electricity $479$5,751
Total$7,069$84,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,365/yr
40% on housing$212,070/yr
45% on housing$188,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 10553$395
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10553$390
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$925,000
2001-05-01Sold$328,000

For Sale by Agent

AgentDesmond F. Levy
BrokerageLevy & Associates Realty, LLC

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