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2 Bayview Terrace, Croton On Hudson, NY, 10520

2beds
1baths
900sqft
$749,000
$832price/sqft
$5,414/moest. monthly cost
$216,560/yrincome needed

About This Home

The charm of this home is truly overwhelming! As you pull onto this shady lane, you are greeted by a circular driveway in a quaint, quiet neighborhood. You will be amazed by the exceptional privacy and serenity offered here, all while being just steps from Grand Street—the vibrant heart of downtown Croton-on-Hudson with restaurants, nightlife, a homemade ice cream shop, or if coffee is your thing, you will find that as well! Inside, you will appreciate a flexible floor plan: utilize both upstairs rooms as your primary bedroom level, or use the first-floor room as a bedroom and configure one of the second floor rooms as a private den or home office. The large, well-planned kitchen features elegant marble counters and direct outdoor access to the deck, making it perfect for summer entertaining. In the inviting living room, cozy up by the wood-burning fireplace with insert or step out onto the lovely covered balcony—an ideal spot for morning coffee or relaxing with your favorite summer book club read. The second floor features a full bath complete with premium rain-shower and handheld fixtures, radiant heated floors, and a modern Wi-Fi-enabled light fixture. An abundance of storage can be found tucked away in the eaves, alongside a charming built-in dresser. The lower level provides convenient direct access from the garage and offers a versatile bonus space perfect for a yoga studio, home gym, extra storage, or a dedicated folding center right next to the laundry area. Location is everything—the Croton-Harmon Metro-North station is just minutes away for an easy commute, as are all the fabulous waterfront parks Croton has to offer, including The Landing, Senasqua Park, and Croton Point Park. Welcome to the village of Croton-on-Hudson!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
10/10
Croton Harmon High SchoolGrades 9-120.2 mi
8/10
Carrie E Tompkins SchoolGrades K-40.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Advanced Framing Technique

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Storage Space,Unfinished

Bathroom1

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: First

Features

  • First Floor Bedroom,Ceiling Fan(s),Eat-in Kitchen,Marble Counters
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Natural Gas,Radiant Floor
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2203067020000030000008
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck,Terrace
  • Fencing: Wood

Lot

  • Lot size: 7,686 sqft

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$233$2,796
Property Taxes $1,148$13,776
Electricity $246$2,954
Total$5,414$64,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,622/yr
40% on housing$162,420/yr
45% on housing$144,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$832This listing

vs Other Active Listings

Avg $/sqft

ZIP 10520$436
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10520$420
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$679,000
2026-07-15Listed for sale$749,000
2004-09-01Sold$360,000

For Sale by Agent

AgentPatricia D'Alesio
BrokerageHoulihan Lawrence Inc.

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