35 Mountain Trail, Croton On Hudson, NY, 10520
About This Home
An expanded cottage in The Trails, this one-level living home is set in a private, wooded oasis, yet is mere minutes to downtown. Sited on the first of three lots, totaling just shy of two acres, you will reach this home by traveling over quaint, beautiful country roads. There is ample parking here - and the only sound for a moment is the rustle of wind in the trees. From here, look up to the home, perched on an outcropping and waiting for the right buyer to bring it to its full potential. Enter through the enclosed porch and sliding doors into the large living room, with a wood-burning stove set inside a stone fireplace. The wood floors shine from the natural light that streams through the windows. Despite being in the middle of a beautiful forest, there are few trees directly around the home, making it a bright house. Past the living room, find the central hallway. To the right, a bedroom and full hall bath. To the left, an unheated but finished bonus space that could have many uses. Ahead, we find the eat-in kitchen with classic wood cabinets. From here, we can look out to the woods beyond through the bay window. Off of the kitchen is the primary bedroom, with a vaulted ceiling, two closets and a full, private bathroom. Step from the bedroom to the large rear deck. From here, you can see the rear yard and two other connected lots, including one that fronts on the road below. Stone walls wind their way at the edge of the property and the steps down from the deck lead to a path. Will you walk further into the beautiful woods to the other lots, or back around to the front of the home? All of this beauty, tranquility and possibility, just minutes to the restaurants, shops and services of downtown Croton-on-Hudson!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1927
Materials
- Foundation: Stone
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Oven,Gas Range,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partial,Storage Space,Unfinished,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bonus Room
- Level: First
Features
- First Floor Bedroom,First Floor Full Bath,Built-in Features,Eat-in Kitchen,Original Details,Primary Bathroom,Storage
- Flooring: Tile,Vinyl,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Attic: Scuttle
Heating & Cooling
- Heating features: Forced Air,Hot Air,Oil
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,321
- Total interior livable area: 871 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 2203068013000020000008
- Attached to another structure: Yes
- Special condition: None
Features
- Levels: One
- Patio & porch: Deck,Patio,Porch,Screened
- Exterior features: Mailbox,Rain Gutters
- Has view: Yes
- View description: Panoramic,Trees/Woods
Lot
- Lot size: 1.87 Acres
- Features: Hilly,Private,Secluded,See Remarks,Sloped,Split Possible,Steep Slope,Stone/Brick Wall,Wooded
Parking
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $828 | $9,936 |
| Electricity | $246 | $2,954 |
| Total | $3,972 | $47,664 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $540,000 |
| 2026-07-21 | Price change | $540,000 |
| 2026-05-05 | Pending sale | $550,000 |
| 2025-12-22 | Listed for sale | $550,000 |
| 2008-05-26 | Listing removed | $200,000 |
| 2008-05-06 | Listed for sale | $200,000 |
View on Zillow