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98 Mount Airy Road S, Croton On Hudson, NY, 10520

3beds
2baths
1,726sqft
$729,000
$422price/sqft
$5,315/moest. monthly cost
$212,600/yrincome needed

About This Home

Sought-after Mount Airy location in the village of Croton-on-Hudson. Private 3/4 acre lot with beautiful park-like grounds. This home has a wonderful floor plan featuring an open cooks kitchen to a great room with a fireplace and architectural details - vaulted beamed ceiling, wood floors and walls of windows flooding your living space with beautiful sunlight. 2 sliding door to a large deck overlooking the rear yard plus a Juliet balcony with sliding door is a perfect place to watch the nightly sunsets. Many updates make this a turn-key home. Basement space provides unlimited possibilities - home gym, yoga studio artist space, wine cellar. Minutes to Croton-Harmon RR with both Metro North Express Hudson Line and Amtrak Service and preferred village resident parking automatically granted. Croton-on-Hudson is an artist-haven and cultural center with hiking, Hudson River trail system and more.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Carrie E Tompkins SchoolGrades K-40.6 mi
7/10
9/10
Croton Harmon High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Washer

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Beamed Ceilings,Open Floorplan
  • Fireplace: Yes
  • Attic: Crawl

Heating & Cooling

  • Heating features: Electric,Hot Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,726
  • Total interior livable area: 1,726 sqft

Property

Details

  • Parcel number: 2203068013000020000035
  • Special condition: None

Lot

  • Lot size: 0.75 Acres
  • Features: Private

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$227$2,724
Property Taxes $1,117$13,404
Electricity $285$3,422
Total$5,315$63,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,228/yr
40% on housing$159,450/yr
45% on housing$141,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$422This listing

vs Other Active Listings

Avg $/sqft

ZIP 10520$439
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10520$420
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$839,000
2026-01-14Listed for sale$859,000
2024-03-27Sold$676,500
2024-02-03Pending sale$688,900
2024-01-10Price change$688,900
2023-12-27Price change$689,900
2023-12-04Price change$698,900
2023-11-10Listed for sale$699,000
2023-10-06Sold$435,000
2023-07-15Price change$475,000
2023-06-27Price change$499,900
2023-06-14Listed for sale$549,000

For Sale by Agent

AgentNancy Kennedy
BrokerageHoulihan Lawrence Inc.

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