190 1/2 Grand Street, Croton On Hudson, NY, 10520
About This Home
Cozy village home, nicely updated and well maintained, offering comfort, convenience, and easy River Towns living. The main floor features a spacious living room, a bright and updated galley eat-in kitchen with quartz countertops, subway tile backsplash, stainless steel appliances, sleek modern cabinetry and a powder room. The second floor offers 2 bedrooms and a full tastefully refreshed bathroom. Hardwood floors throughout. Roof replaced in 2023. Enjoy outdoor living in the private fenced backyard with patio and play set — perfect for BBQs, entertaining, or relaxing. Move-in ready with updated kitchen and bathrooms. Located in the heart of downtown Croton-on-Hudson, this home offers the sought-after River Towns lifestyle with convenient access to schools, parks, shops, banks, bus lines, and the Metro-North train station. Easy one-hour commute to Grand Central Terminal.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1930
Materials
- Construction materials: Aluminum Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Storage Space,Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Eat-in Kitchen,Galley Type Kitchen,Quartz/Quartzite Counters
- Flooring: Hardwood
- Attic: See Remarks
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 945
- Total interior livable area: 945 sqft
Other
- Level: First
Other
- Level: Second
Other
- Level: Basement
Property
Details
- Parcel number: 2203068017000040000054
- Special condition: None
Features
- Patio & porch: Patio
- Fencing: Back Yard,Chain Link,Wood
Lot
- Lot size: 5,227 sqft
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,624 | $31,488 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $795 | $9,540 |
| Electricity | $246 | $2,954 |
| Total | $3,826 | $45,912 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Price change | $519,000 |
| 2026-06-02 | Listed for sale | $549,000 |
| 2007-07-02 | Sold | $280,000 |
View on Zillow