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17 Montrose Station Road, Montrose, NY, 10548

2beds
2baths
1,890sqft
$699,000
$370price/sqft
$5,136/moest. monthly cost
$205,440/yrincome needed

About This Home

This artist-owned and beautifully remodeled home lives like a three-bedroom, with rooms to spare. And the detached workshop/garage — 660 square feet of open space beneath a vaulted ceiling — has enough natural light and high-amperage power to meet the needs of the most avid artist or craftsperson. Both structures, surrounded by mature plantings, are set far enough back from the road to create a green oasis, complete with vegetable garden, in the center of town — an oasis that is in constant view through the picture window presiding over the early-modern kitchen; through the sliding doors that form one wall of the breakfast room; and through the two large windows that grace the living room, where the sculptor’s hand is most evident in the uniquely designed vaulted ceiling. The gleaming hardwood floors of the living room extend into a formal dining room with a walk-through closet that leads to a bright, cozy den tucked away in the southeast corner of the house. On the opposite side of the dining area, there is a versatile office space, with desk, closet and shelves, that leads to the magnificent entry foyer, with its soaring ceiling, geometric wall design and abundant natural light. The artist's love of light also left its mark on the two-story addition: The upstairs bedroom, spanning the width of the house, has four tall windows and two entrances, and the bright and airy downstairs bedroom is adjacent to a bathroom often bathed in the morning light. Beneath the bedrooms, and across the way from the workshop, is a walk-out basement, perfect for storing bikes and other equipment. Beneath the main living areas, a larger basement offers plenty of storage space, including a cedar-lined closet and a separate office or crafts room. A wash area with bathtub, sink, washing machine, dryer and folding table line the far wall. The house and the workshop sit at the top of a driveway that runs beside the expansive front lawn and is lined with Rose-of-Sharon trees, peonies, hydrangeas and more. A willow rules over the many bushes and ferns that grace the main entrance to the house. Landscaping like this is a rare find in such a central location. The home is just a few blocks from schools, markets and Premier Athletic club. Nature lovers can follow a winding, tree-lined road for less than a mile to the 1500-acre Blue Mountain Reservation. And commuters are just a mile away from the Metro North Cortlandt station. Taxes do not reflect STAR savings of $1,283 if homeowner qualifies. Some pictures are virtually staged.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Year built: 1938

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 1993

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Oil Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),See Remarks,Storage Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Cathedral Ceiling(s),Ceiling Fan(s),Entrance Foyer,Formal Dining,Galley Type Kitchen,Primary Bathroom,Master Downstairs,Recessed Lighting
  • Window features: Screens
  • Flooring: Carpet,Hardwood
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Lower

Other

  • Level: Other

Property

Details

  • Parcel number: 2289054008000020000006
  • Special condition: None
  • Exclusions: All artwork and sculptures throughout the property

Features

  • Levels: Two
  • Patio & porch: Patio
  • Exterior features: Garden

Lot

  • Lot size: 0.59 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$219$2,628
Property Taxes $1,071$12,852
Electricity $312$3,748
Total$5,136$61,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,091/yr
40% on housing$154,080/yr
45% on housing$136,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 10548$337
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10548$352
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Listed for sale$750,000

For Sale by Agent

AgentBHHS River Towns Real Estate, Valeria Fratta
BrokerageBHHS River Towns Real Estate

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