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15 Dutch Street, Montrose, NY, 10548

4beds
2baths
2,218sqft
$609,900
$275price/sqft
$4,575/moest. monthly cost
$183,000/yrincome needed

About This Home

Welcome to 15 Dutch — this 4 bedroom , 2-bath residence is a 8 min walk to metro north, features a bright and functional layout with spacious living areas, oversized windows, abundant natural light throughout, amazing large flat backyard. The home includes an eat-in kitchen with ample cabinetry and workspace, ceiling fans, and a practical floor plan designed for everyday living. Generously sized rooms and flexible spaces provide comfort and convenience throughout the home. ***** Seller has an offer in place from Con-ed to install all new mini split units for air-conditioning and heating if the Buyer wants to have them install **** The property offers a large backyard with mature trees and open green space, along with a detached storage shed for added utility. An oversized two-car garage provides substantial parking, storage, or workspace potential. Conveniently located near shopping, dining, parks, schools, and major commuter routes, this property presents an excellent opportunity to own a move-in ready home in Montrose.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Attic: None

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,218
  • Total interior livable area: 2,218 sqft

Property

Details

  • Parcel number: 2289054012000030000015
  • Special condition: None

Lot

  • Lot size: 6,051 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,083$36,996
Home Insurance *$191$2,292
Property Taxes $935$11,220
Electricity $366$4,398
Total$4,575$54,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,857/yr
40% on housing$137,250/yr
45% on housing$122,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 10548$351
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10548$352
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$629,000
2011-06-29Listing removed$309,900
2010-10-09Price change$309,900
2010-09-15Price change$319,800
2010-06-29Price change$324,900
2010-05-28Price change$325,000
2010-02-17Price change$344,900
2009-11-25Price change$345,000
2009-11-22Price change$345,500
2009-09-02Listed for sale$345,000
2009-07-19Listing removed$349,900
2009-03-14Listed for sale$349,900
2008-04-03Listing removed$379,900
2008-02-19Price change$379,900
2008-01-18Listed for sale$409,000
2004-05-12Sold$332,200
1994-12-27Sold$165,000

For Sale by Agent

AgentArya Rabinovits
BrokerageeRealty Advisors, Inc

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