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72 Furnace Dock Road, Croton On Hudson, NY, 10520

2beds
1baths
1,104sqft
$497,000
$450price/sqft
$3,676/moest. monthly cost
$147,040/yrincome needed

About This Home

Charming front porch Colonial ideally located just 5 minutes to the Cortlandt Train Station and 7 minutes to Croton-on-Hudson for an express train to Grand Central Terminal. Restaurants and shopping within walking distance plus Route 9 for an easy commute. The inviting floor plan features a spacious living room that flows seamlessly into the eat-in kitchen, with access to a newly stained deck overlooking the patio and level backyard—perfect for outdoor entertaining. The main level also offers a versatile den/home office and a full bath with tile surround. Upstairs, you'll find a generously sized primary bedroom with two walk-in closets, a second bedroom, and walk-up access to an unfinished attic offering endless possibilities, storage, or customization. Notable updates: Freshly painted, new floors upstairs, microwave, carpeted stair runner, new oil tank, stained deck. Taxes with star exemption $8,919.50

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Year built: 1906

Materials

  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Full Bath,Eat-in Kitchen
  • Flooring: Carpet,Laminate,Tile
  • Attic: Unfinished,Walkup

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Basement

Property

Details

  • Parcel number: 2289067006000020000008
  • Special condition: None

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,513$30,156
Home Insurance *$155$1,860
Property Taxes $762$9,144
Electricity $246$2,954
Total$3,676$44,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,034/yr
40% on housing$110,280/yr
45% on housing$98,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$450This listing

vs Other Active Listings

Avg $/sqft

ZIP 10520$443
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10520$420
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$497,000
2026-07-09Listed for sale$525,000

For Sale by Agent

AgentAlexis M. Cook
BrokerageCompass Greater NY, LLC

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