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415 Heritage Hills Drive #D, Somers, NY, 10589

2beds
2baths
1,663sqft
$875,000
$526price/sqft
$6,386/moest. monthly cost
$255,440/yrincome needed

About This Home

Welcome Home! This very pretty two-bedrooms plus a den, two full baths, one-level Harvard end unit with a two-car garage, is ideally situated with beautiful golf course views overlooking the 9th hole. This ranch-style home with gas heat and gas fireplace, offers an inviting layout, featuring an eat-in kitchen with Corian counters, a dining room area, and a spacious living room with gas fireplace, and sliders leading to the backyard deck overlooking the expansive, scenic golf course—a perfect setting for relaxing or entertaining. The primary bedroom includes a walk-in closet and an ensuite bathroom with double vanity sinks, a soaking tub, and a walk-in shower. A light and bright second bedroom, hall bathroom, and a versatile den ideal for a home office or additional living space complete the interior. Water heater (2022). A/C (2000). The condo is being sold “as is” as of the closing date, except for health or safety issues. Some water damage and scratches in the kitchen floor. Dishwasher needs repair. Management has begun staining the exterior Hardiplank siding and decks. HOA fee: $1,011.15 (Condo 14: $780.19 + Society: $230.96) Condo fee includes exterior maintenance, roofs, siding, lawn care, and snow removal. Society fee includes activities, pools, and maintenance of main roads. Additional Costs: Sewer: $48.61/month. Water: approximately $40/month. Buyers are required to pay a $1,500 one-time, non-refundable Society fee and $1,500 to Condo 14 at closing. A $2,235 assessment is due in 2027 and 2028 (payable January–March each year) for the rejuvenation project covering siding replacement and exterior painting. The 2026 assessment has been paid in full by the seller. Enjoy the Heritage Hills lifestyle, offering five pools, tennis, pickleball, an Activity and Fitness Center, 24-hour security with EMS, a free shuttle to the train and shopping, and much more. Taxes shown do not reflect the Basic STAR exemption of $1,447.22. Conveniently located near I-684 and the Goldens Bridge Metro-North station.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
7/10
Somers Middle SchoolGrades 6-81.0 mi
8/10
Somers Senior High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2000

Other

  • Builder model: Harvard

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Double Vanity,Eat-in Kitchen,Primary Bathroom,Soaking Tub
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Stairs
  • Common walls with other units/homes: 1 Common Wall,End Unit

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,663
  • Total interior livable area: 1,663 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 520000601800020000001404154
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 1.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$347$4,164
Property Taxes $1,341$16,092
Electricity $274$3,297
Total$6,386$76,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,948/yr
40% on housing$191,580/yr
45% on housing$170,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$526This listing

vs Other Active Listings

Avg $/sqft

ZIP 10589$377
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10589$280
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$875,000
2001-05-23Sold$357,000

For Sale by Agent

AgentDonna O'Connell
BrokerageHoulihan Lawrence Inc.

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