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431 Bonnie Court, Yorktown Heights, NY, 10598

3beds
3baths
2,400sqft
$745,000
$310price/sqft
$5,513/moest. monthly cost
$220,520/yrincome needed

About This Home

Welcome home to 431 Bonnie Court, where comfort, space, and tranquility come together on just over half an acre in a peaceful cul-de-sac setting. This well-maintained 3-bedroom, 2.5-bath Raised Ranch offers municipal water and sewer, central air, an attic fan, and a five-year-old boiler. Natural light fills the upper level, highlighting the beautiful hardwood floors and spacious living room with a bay window overlooking the expansive backyard and serene wooded backdrop. The kitchen features granite countertops, a center island, and opens seamlessly to the dining area, where sliding doors lead to a 19' x 14' deck with an electric awning, perfect for morning coffee, summer barbecues, or simply relaxing outdoors. The primary bedroom includes a walk-in closet and a private bath with a shower, while two additional bedrooms complete the main level. Downstairs, you'll find an inviting open floor plan with new laminate flooring and the opportunity to add a fireplace using the existing chimney access. Sliding glass doors lead to a charming paver patio with an awning, creating another wonderful outdoor living space. A large laundry and utility room, a convenient half bath, and direct access to the attached two-car garage complete the lower level. Surrounded by mature landscaping and peaceful surroundings, this home offers plenty of room to personalize and make your own. Conveniently located near FDR State Park, Jefferson Valley Mall, walking trails, , shopping, dining, and major commuter routes. With nearby homes recently selling for $985,000 and $875,000, this is an outstanding opportunity. STAR savings of $1,445 are not included in the listed taxes.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

10/10
Lakeland High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hi Ranch,Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Exhaust Fan,Refrigerator,Washer,Oil Water Heater
  • Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup,Laundry Room

Bathroom2

  • Level: Second

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Family Room

  • Level: Lower

Features

  • Granite Counters,Kitchen Island,Primary Bathroom,Walk Through Kitchen,Walk-In Closet(s)
  • Window features: Bay Window(s),Double Pane Windows,Screens,Shutters,Storm Window(s)
  • Flooring: Hardwood,Laminate
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 5400017017000030000007
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck,Patio
  • Exterior features: Awning(s),Mailbox
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.53 Acres
  • Features: Back Yard,Cul-De-Sac,Front Yard,Garden,Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,767$45,204
Home Insurance *$208$2,496
Property Taxes $1,142$13,704
Electricity $396$4,759
Total$5,513$66,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,017/yr
40% on housing$165,390/yr
45% on housing$147,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 10598$457
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10598$390
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$745,000

For Sale by Agent

AgentYvonne Mazza
BrokerageHoulihan Lawrence Inc.

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