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1011 Potters Bluff Rd, Monroe, NC, 28110

5beds
4baths
3,917sqft
$740,000
$189price/sqft
$4,643/moest. monthly cost
$185,720/yrincome needed

About This Home

Stunning full-brick basement home in Wesley Chapel situated on a private, wooded lot just under .75 acres and located in top-ranked Weddington school district! This 5BR/3.5BA home features a desirable primary suite on the main level, freshly refinished stunning hardwood floors, fresh paint, and new carpet throughout. Spacious living room, formal dining room (or flex space), and kitchen with new refrigerator and microwave on main. Upstairs boasts 3 secondary bedrooms with large closets, full bath and walk in attic storage. The fully finished walk-out basement offers exceptional additional living space with a wet bar, refrigerator, microwave, dishwasher, bonus room with full bath (currently used as a bedroom), and ample walk-in storage. Perfect for multi-generational living and entertaining! Major updates include two new AC units (2024 & 2025). Conveniently located near Wesley Chapel, Sun Valley, and Monroe with easy access to shopping, dining, and everyday amenities. Don't miss this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

10/10
10/10
Weddington Middle SchoolGrades 6-83.5 mi
8/10
Weddington High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Bar Entertainment

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Wet Bar
  • Fireplace features: Den,Family Room
  • Attic: Walk-In
  • Finished area below ground: 1,287
  • Finished area above ground: 2,630

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 2,630
  • Total interior livable area: 3,917 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Basement

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 06006125
  • Zoning: AL8
  • Special condition: Standard
  • Exclusions: none

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Fire Pit
  • Fencing: Back Yard

Lot

  • Lot size: 0.74 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$243$2,916
Property Taxes $295$3,540
Electricity $364$4,377
Total$4,643$55,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,188/yr
40% on housing$139,290/yr
45% on housing$123,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$189
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$725,000
2026-04-23Listed for sale$740,000
2022-01-03Sold$611,000
2021-11-22Pending sale$609,900
2021-11-19Listed for sale$609,900
2014-07-31Sold$367,000
2014-06-11Pending sale$375,000
2014-03-08Price change$375,000
2013-08-10Listed for sale$395,000
2002-03-18Sold$225,000
2001-10-29Sold$51,000

For Sale by Agent

AgentHayes Willett
BrokerageNextHome Paramount

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