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1405 Flower Avenue, Pt Orchard, WA, 98366

2beds
1baths
1,200sqft
$349,950
$292price/sqft
$2,258/moest. monthly cost
$90,320/yrincome needed

About This Home

Great close-in location to Freeway and amenities. Two good sized bedrooms and one full bath. New flooring throughout main level. Metal siding, Vinyl windows, along with a new membrane flat roof for ease of maintenance. New heat pump that will keep you warm in the colder months and great air-conditioning to stay nice and cool during the summer. Good sized deck off the kitchen on the rear of the home, great for BBQing. Nice sized lot with room for boats, trailers and your outdoor toys. Unfinished lower level has tons of potential for office, third bedroom or workshop.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
South Kitsap High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Poured Concrete
  • Roof: Flat,See Remarks
  • Construction materials: Metal/Vinyl

Notable Dates

  • Major remodel year: 1943

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern,1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: Eletric,Water Heater Location: Lower level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s),High Tech Cabling
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 40540030210105
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,High Tech Cabling,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Terraces
  • Residential vegetation: Garden Space

Lot

  • Lot size: 7,405 sqft
  • Features: Paved,Cable TV,Deck,Fenced-Partially,High Speed Internet,RV Parking

Parking

  • Parking features: Off Street,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$88$1,056
Property Taxes $252$3,024
Electricity $149$1,793
Total$2,258$27,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,417/yr
40% on housing$67,740/yr
45% on housing$60,213/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 98366$234
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98366$306
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Listed for sale$349,950
2026-08-11Pending sale$349,950
2026-07-08Price change$349,950
2026-05-25Listed for sale$365,000
2022-09-02Sold$317,500
2022-07-21Pending sale$310,000
2022-07-15Listed for sale$310,000
2017-11-10Sold$162,500
2017-09-24Pending sale$162,500
2017-09-19Listed for sale$162,500
2017-09-08Pending sale$162,500
2017-08-31Listed for sale$162,500
2011-09-10Listing removed$850
2011-08-23Price change$850
2011-07-02Listed for rent$900
2007-06-21Sold$172,000
2007-01-25Sold$138,736
2005-10-28Sold$160,280
2002-11-05Sold$80,000

For Sale by Agent

AgentStuart M Anderson
BrokerageCENTURY 21 North Homes Realty

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