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1027 Holland Ave, Gastonia, NC, 28052

2beds
1baths
807sqft
$175,000
$217price/sqft
$1,313/moest. monthly cost
$52,520/yrincome needed

About This Home

So much kitchen cabinet space for all those small appliances you rarely use! Hardwood floors in the living room and bedrooms, with tile in the open kitchen and full bath. Spacious laundry room. The fully heated, walk-out basement with interior access offers generous additional space (not included in HLA due to finish characteristics), with multiple flexible-use areas ideal for recreation, fitness, hobbies, or a home office, plus ample storage and utility space. A separate storage building with electricity adds even more versatility. Just five minutes to the FUSE District and revitalized downtown.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
1/10
W P Grier Middle SchoolGrades 6-82.9 mi
2/10
Hunter Huss High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Composition
  • Construction materials: Hardboard Siding,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator,Washer
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Interior Entry,Storage Space

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Concrete,Wood
  • Finished area below ground: 0
  • Finished area above ground: 807

Flex Space

  • Level: Basement

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 807
  • Total interior livable area: 807 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 103366
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 0.21 Acres
  • Lot size dimensions: 60 x 150 x 60 x 154

Parking

  • Total spaces: 3
  • Parking features: Driveway,Parking Space(s)
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$75$900
Property Taxes $154$1,848
Electricity $200$2,405
Total$1,313$15,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,017/yr
40% on housing$39,390/yr
45% on housing$35,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 28052$123
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28052$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$182,000
2026-03-20Price change$184,995
2026-01-12Price change$189,950
2025-12-01Price change$197,500
2025-11-21Listed for sale$200,000
2025-11-12Listing removed$1,395
2025-10-03Listed for rent$1,395
2018-02-12Listing removed$835
2018-02-07Price change$835
2017-11-13Listed for rent$850
2017-10-17Listing removed$65,000
2017-10-17Listed for sale$65,000
2017-10-11Sold$63,000
2017-09-08Pending sale$65,000
2017-07-17Listed for sale$65,000
2013-04-18Listing removed$49,000
2013-02-12Price change$49,000
2012-11-15Price change$51,500
2012-09-19Price change$53,000
2012-07-22Listed for sale$57,500
2011-10-12Sold$14,000
2011-08-30Price change$14,000
2011-07-16Price change$15,000
2011-05-26Price change$19,900
2011-04-16Listed for sale$24,900
2011-02-13Listing removed$25,000
2009-07-30Sold$28,062

For Sale by Agent

AgentRon Taylor
BrokerageHoneyBee Real Estate

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