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408 N Broad St, Gastonia, NC, 28054

3beds
2baths
1,352sqft
$177,000
$131price/sqft
$1,339/moest. monthly cost
$53,560/yrincome needed

About This Home

****SHORT SALE**** Looking for a little project to call home or an investment? This charming ranch style 3 bed 2 bath home is subject to bank approval. City sewer tap has been paid for and is ready to be connected privately.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

1/10
1/10
W P Grier Middle SchoolGrades 6-81.6 mi
2/10
Ashbrook High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Crawl Space
  • Roof: Flat
  • Construction materials: Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Washer
  • Laundry features: Main Level

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,352

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 104552
  • Zoning: R1
  • Special condition: Short Sale Subject to Approval

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: None

Lot

  • Lot size: 0.15 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $895$10,740
Home Insurance *$87$1,044
Property Taxes $157$1,884
Electricity $200$2,405
Total$1,339$16,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,908/yr
40% on housing$40,170/yr
45% on housing$35,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 28054$127
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28054$171
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-25Listed for sale$177,000
2024-09-04Listing removed$190,000
2024-09-04Price change$190,000
2024-07-23Listed for sale$195,000
2023-03-07Listing removed--
2022-06-21Pending sale$207,000
2022-06-20Sold$207,000
2022-05-19Pending sale$207,000
2022-05-19Contingent$207,000
2022-05-09Price change$207,000
2022-05-02Listed for sale$212,000
2021-07-14Sold$75,000
2019-11-09Listing removed$850
2019-09-16Listed for rent$850
2017-08-07Listing removed$850
2017-05-16Price change$850
2017-05-11Listed for rent$750
2017-05-09Sold$43,000

For Sale by Agent

AgentMurriel Shaw
BrokerageTopaz Homes LLC

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