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16379 Covey Cir, Amissville, VA, 20106

5beds
4baths
3,189sqft
$699,900
$219price/sqft
$4,288/moest. monthly cost
$171,520/yrincome needed

About This Home

Welcome to 16379 Covey Cir, a well-appointed home set on 1.63 private acres in a quiet, desirable neighborhood with a peaceful country feel while still offering convenient commuting access to the city. This property combines functional upgrades, comfortable living spaces, and ample outdoor amenities designed for everyday living and entertaining. The main level features hardwood floors, crown molding, ceiling fans, and a spacious living room centered around a floor-to-ceiling stone fireplace. The gourmet kitchen opens directly to the living area, creating an efficient and inviting layout for gatherings and daily life. A 2023 HVAC system adds modern comfort and efficiency. Outdoor features include a large yard, raised garden beds, a welcoming front porch, and a 16×30 deck with upgraded railings ideal for outdoor dining and entertaining. The property also includes an air-conditioned workshop and a Level 2 EV charger, offering added convenience and flexibility for hobbies, projects, or electric vehicle charging needs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
5/10
Culpeper Middle SchoolGrades 6-810.5 mi
4/10
Culpeper County High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dryer,Washer,Dishwasher,Refrigerator,Ice Maker,Cooktop,Air Cleaner,Water Treat System,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Full,Heated,Improved,Interior Entry,Exterior Entry,Windows

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Air Filter System
  • Window features: Bay/Bow,Window Treatments
  • Flooring: Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Screen
  • Fireplace: Yes
  • Finished area below ground: 887
  • Finished area above ground: 2,302

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Forced Air,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,189
  • Total interior livable area: 3,189 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 6L 1 14
  • Zoning: A1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Play Equipment,Play Area,Lighting,Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods,Garden

Lot

  • Lot size: 1.63 Acres
  • Features: Backs to Trees,Front Yard,Rear Yard,SideYard(s)

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Garage Faces Side,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$196$2,352
Property Taxes $246$2,952
Electricity $307$3,686
Total$4,288$51,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,017/yr
40% on housing$128,640/yr
45% on housing$114,346/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 20106$387
Culpeper County$322

vs Homes Sold Last Month

Median $/sqft

ZIP 20106$268
Culpeper County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$710,000
2026-04-17Listed for sale$725,000
2021-09-10Sold$589,000
2021-08-22Pending sale$579,000
2021-08-06Contingent$579,000
2021-07-29Listed for sale$579,000
2016-10-31Sold$442,000
2016-09-19Pending sale$442,000
2016-09-10Listed for sale$442,000
2015-02-06Sold$427,000
2006-06-09Sold$150,000

For Sale by Agent

AgentDanielle Carter
BrokerageRedfin Corporation

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