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317 S Yates St, Gastonia, NC, 28052

2beds
1baths
896sqft
$99,999
$112price/sqft
$834/moest. monthly cost
$33,360/yrincome needed

About This Home

Location! Location! Location! Attention all rehabbers, Investors, and those looking for fixer-uppers! This two bedroom 1 full bath ranch house is situated on a corner lot, located in a gentrifying section of Gastonia. New construction is within walking distance of this parcel and are selling for hundreds of thousands more! Property is currently vacant and is being sold "As Is". Seller will make no repairs. Structural issues were discovered in the lower level and will need to be addressed, hence, the drastic reduction from the original offering price. This is an excellent opportunity for an investor seeking to repair, renovate and reap the rewards via flipping the property once completed or renting to new tenants for long term cash flow. The additional square footage is located below grade is "non-livable" and only accessible via exterior rear crawl space door. If fix and flip is your niche' this could be your diamond in the rough.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Southwest Middle SchoolGrades 6-81.8 mi
2/10
Hunter Huss High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: None

Basement

  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 107112
  • Zoning: R1
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Fencing: Back Yard
  • Waterfront features: None

Lot

  • Lot size: 0.08 Acres
  • Features: Corner Lot
  • Lot size dimensions: 36 x 102 x 38 x 97

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$42$504
Property Taxes $87$1,044
Electricity $200$2,405
Total$834$10,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,594/yr
40% on housing$25,020/yr
45% on housing$22,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 28052$124
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28052$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Listed for sale$99,999
2026-07-21Listing removed$120,000
2026-07-18Listed for sale$120,000
2026-07-13Pending sale$120,000
2026-07-02Price change$120,000
2026-05-31Listed for sale$135,000
2002-03-07Sold$34,299

For Sale by Agent

AgentTheautry Green
BrokerageGreen Group Realty of the Carolinas LLC

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