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504 S York St, Gastonia, NC, 28052

5beds
4baths
4,933sqft
$425,000
$86price/sqft
$3,155/moest. monthly cost
$126,200/yrincome needed

About This Home

Step into timeless elegance with this stunning 5-bedroom, 4-bathroom historic home located in the vibrant heart of downtown Gastonia. Overflowing with character, this spacious residence beautifully blends classic architectural details with modern functionality. Inside, you'll find sun-drenched living spaces, including three inviting sunrooms perfect for relaxing, entertaining, or enjoying your morning coffee. The expansive open kitchen is a chef’s dream, featuring a commercial-grade oven, ample counter space, and room to gather. Each of the four full bathrooms has its own unique charm, and the generously sized bedrooms provide comfort and flexibility for any lifestyle. With tons of natural light throughout and original historic details preserved, this home is truly one-of-a-kind. Enjoy a private two-car garage tucked in rear of the home, providing convenience without sacrificing curb appeal. Whether you're looking for a forever home or a unique property with rich history, this downtown gem offers the perfect blend of charm, space, and location. Don’t miss your chance to own a piece of Gastonia’s history!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
6/10
2/10
Hunter Huss High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Fireplace features: Wood Burning
  • Finished area below ground: 470
  • Finished area above ground: 4,463

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,463
  • Total interior livable area: 4,933 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 108743
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Rear,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$182$2,184
Property Taxes $365$4,380
Electricity $459$5,513
Total$3,155$37,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,171/yr
40% on housing$94,650/yr
45% on housing$84,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 28052$123
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28052$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$425,000
2026-03-10Price change$440,000
2026-02-16Price change$465,000
2026-01-02Price change$475,900
2025-11-15Price change$485,000
2025-10-18Listed for sale$499,000
2018-10-10Listing removed$329,900
2018-10-09Listed for sale$329,900
2018-09-21Sold$305,877
2018-08-16Pending sale$329,900
2018-07-02Listed for sale$329,900
2018-03-28Listing removed$324,900
2018-02-21Listed for sale$324,900
2018-01-27Pending sale$324,900
2017-09-14Listed for sale$324,900

For Sale by Agent

AgentJill Moss
BrokerageALBRICK

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