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415 W 5th Ave, Gastonia, NC, 28052

4beds
2baths
2,029sqft
$357,000
$176price/sqft
$2,466/moest. monthly cost
$98,640/yrincome needed

About This Home

Welcome to the historic York Chester community in Gastonia, where timeless character meets everyday living. Built in 1918, this solidly constructed home offers a presence you can feel the moment you walk through the door. From its original heart of pine floors to its classic design—and a full front porch reminiscent of days gone by—the home carries the warmth and charm of a bygone era. Situated on a corner lot, there’s room to spread out—perfect for relaxing evenings, kids at play, or entertaining guests. Inside, plantation shutters and a gas fireplace add to the home’s inviting feel, while thoughtful updates include storm windows over the original windows, aluminum siding, an updated electrical panel, 2025 HVAC, and new gutters with leaf guards. The rear deck offers a great space to unwind, and the partially fenced yard with a storage shed provides added flexibility for outdoor living and organization. This is a rare opportunity to own a piece of history with the character of yesterday and the space to make lasting memories today.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
6/10
2/10
Hunter Huss High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1918

Materials

  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Dirt Floor

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Breakfast Bar
  • Flooring: Wood
  • Fireplace features: Gas,Living Room
  • Attic: Permanent Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,029

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,029
  • Total interior livable area: 2,029 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Reception Area
  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 108307
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch
  • Fencing: Back Yard

Lot

  • Lot size: 0.17 Acres
  • Features: Corner Lot

Parking

  • Parking features: On Street,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Inland Flooding
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,805$21,660
Home Insurance *$153$1,836
Property Taxes $308$3,696
Electricity $200$2,405
Total$2,466$29,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,548/yr
40% on housing$73,980/yr
45% on housing$65,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 28052$122
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28052$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
1997-09-30Sold$98,000
1997-02-06Sold$42,000

Coming Soon

AgentGerard Salluom
BrokerageKeller Williams Ballantyne Area

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