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221 Chota Cir, La Fayette, GA, 30728

4beds
2baths
1,325sqft
$205,000
$155price/sqft
$1,799/moest. monthly cost
$71,960/yrincome needed

About This Home

Welcome home to this beautifully remodeled brick rancher that blends classic charm with modern updates. This move-in ready home features 4 spacious bedrooms and 1.5 baths, offering plenty of room for family, guests, or a home office. Step inside to find fresh paint, brand new flooring and stylish new countertops, throughout. The kitchen has thoughtfully updated with new stainless appliances, making it both functional and inviting for everyday living and entertaining. Situated on a nice level lot this property provides ample space for outdoor activities, gardening or future expansion. A nice outbuilding adds extra storage or workshop potential. This home offers the perfect combination of comfort, convenience, and value- ideal for first-time buyers, growing family or anyone looking for a turnkey property. Call today to schedule a showing!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Gilbert Elementary SchoolGrades PK-51.1 mi
5/10
Lafayette Middle SchoolGrades 6-82.8 mi
6/10
Lafayette High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1967

Materials

  • Foundation: Block,Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Free-Standing Electric Range,Free-Standing Refrigerator,Refrigerator,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Laminate
  • Finished area above ground: 1,325

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,325
  • Total interior livable area: 1,325 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1060 018

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Fencing: Privacy

Lot

  • Lot size: 0.35 Acres
  • Features: Back Yard,Cleared,City Lot,Front Yard,Level,Many Trees
  • Lot size dimensions: .35

Parking

  • Parking features: Driveway,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$162$1,944
Property Taxes $382$4,584
Electricity $219$2,637
Total$1,799$21,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,680/yr
40% on housing$53,970/yr
45% on housing$47,973/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 30728$110
Walker County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30728
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$205,000
2026-03-29Listing removed$205,000
2026-02-13Price change$205,000
2025-09-08Listed for sale$210,000
2025-08-30Pending sale$210,000
2025-08-30Contingent$210,000
2025-08-07Listed for sale$210,000

For Sale by Agent

AgentPamela D Maples
BrokerageGrinnell Realty LLC

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