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417 2nd St N, Oneonta, AL, 35121

7beds
4baths
4,069sqft
$540,000
$133price/sqft
$3,839/moest. monthly cost
$153,560/yrincome needed

About This Home

Step into timeless charm with this beautifully renovated Victorian style home in the heart of Oneonta. Perfectly situated just moments from charming shops, dining and the entertainment district, this exceptional property blends historic character with modern comfort. The expansive front porch welcomes you into this thoughtfully renovated home that preserves the home's original charm. With 6-7 generously sized bedrooms and 3.5 baths, this home offers incredible flexibility. The master bedroom and bath are conveniently located on the main level with 4 bedrooms and 2 baths located on the 2nd level. An additional space on the 2nd level would be perfect for an additional bedroom, office or sitting room. A versatile room and bedroom on the 3rd level provides even more possibilities. Historic charm is evident throughout. This home offers a rare opportunity to own a beautifully restored piece of Oneonta's history. Schedule your private showing today.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
10/10
Oneonta Middle SchoolGrades 6-81.4 mi
8/10
Oneonta High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1889

Materials

  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Electric Oven,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Ceilings,Crown Molding,Smooth Ceilings,Separate Shower,Double Vanity,Shared Bath,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 4
  • Fireplace features: Tile (FIREPL),Bedroom,Living Room,Gas
  • Fireplace: Yes
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,069

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Split System

Interior Area

  • Total interior livable area: 4,069 sqft

Kitchen

  • Features: Butcher Block
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Second

Property

Details

  • Parcel number: 1609312002030.001
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Porch,Covered (DECK),Open (DECK),Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Parking

  • Parking features: Driveway,Parking (MLVL)
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$533$6,396
Property Taxes $121$1,452
Electricity $455$5,463
Total$3,839$46,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,622/yr
40% on housing$115,170/yr
45% on housing$102,373/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 35121$119
Blount County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 35121$147
Blount County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$499,900
2026-08-03Price change$540,000
2026-07-25Listed for sale$565,000
2024-08-12Sold$109,000
2024-08-09Pending sale$139,900
2024-06-14Listed for sale$139,900
2024-02-18Contingent$139,900
2024-01-25Listed for sale$139,900
2007-07-26Sold$277,500
1999-09-24Sold$15,000

For Sale by Agent

AgentJennifer Alderson
BrokerageRealtySouth-Oneonta/Blount Co

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