See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1004 Plymouth St, Gastonia, NC, 28054

2beds
1baths
712sqft
$170,000
$239price/sqft
$1,290/moest. monthly cost
$51,600/yrincome needed

About This Home

Discover the charm of 1004 Plymouth Street, a well-preserved home located in the heart of Gastonia, NC. This inviting single-family residence blends classic character with modern-day functionality, making it an appealing option for both homeowners and investors. Offering 2 bedrooms and 1 bathroom, the home features a comfortable, efficient floor plan and updated touches that create a warm and welcoming living space. Buyers will appreciate the opportunity to own a piece of local history without sacrificing everyday convenience. Investors will value its turn-key condition and immediate rental potential. Whether you’re searching for a charming place to call home or a smart addition to your investment portfolio, this property offers versatility and value.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
6/10
2/10
Hunter Huss High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1916

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Refrigerator
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 712

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 712
  • Total interior livable area: 712 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 111315
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.11 Acres
  • Features: Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$83$996
Property Taxes $148$1,776
Electricity $200$2,405
Total$1,290$15,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,228/yr
40% on housing$38,700/yr
45% on housing$34,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 28054$127
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28054$171
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-31Listed for sale$189,900
2026-01-19Listing removed$198,000
2025-10-17Listed for sale$198,000
2024-10-20Listing removed$190,000
2024-08-27Listed for sale$195,000
2024-06-06Listing removed--
2024-05-31Listed for sale$165,000
2022-08-31Sold$179,900
2022-08-05Contingent$179,900
2022-07-27Listed for sale$179,900
2022-06-27Contingent$179,900
2022-06-06Listed for sale$179,900
2022-03-18Sold$120,000
2022-03-05Contingent$110,000
2022-02-28Listed for sale$110,000

For Sale by Agent

AgentLogan Andrew
BrokeragePremier South

Similar Homes