See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

840 Jackson St, Gastonia, NC, 28052

3beds
1baths
1,016sqft
$229,000
$225price/sqft
$1,657/moest. monthly cost
$66,280/yrincome needed

About This Home

Charming and move in ready, this beautifully updated 3 bedroom, 1 bath home, is nestled in the heart of Gastonia’s historic York-Chester neighborhood, one of the city’s oldest and most character rich communities. Known for its tree lined streets and early 20th century architecture, York-Chester offers timeless charm just minutes from downtown. This home blends classic character with modern updates, featuring a bright and functional layout designed for everyday living. Inside, you’ll find updated flooring, fresh paint, and a welcoming living area filled with natural light. The renovated kitchen offers freshly painted cabinetry, ample counter space, and updated appliances, perfect for both daily use and entertaining. All three bedrooms provide comfortable space and flexibility for family, guests, or a home office. The full bath has been tastefully updated with contemporary fixtures while maintaining the home’s original charm. Outside, enjoy a spacious yard ideal for relaxing or hosting, along with the curb appeal that defines homes in this historic district. New roof in 2025! Located close to parks, local dining, and shopping, this home also offers convenient access to downtown Gastonia and a short commute to Charlotte. Whether you’re a first time buyer or looking to enjoy the character of a historic neighborhood with modern comforts, this York-Chester gem is a must see!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

2/10
6/10
2/10
Hunter Huss High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator with Ice Maker
  • Laundry features: Electric Dryer Hookup,Mud Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,016

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,016
  • Total interior livable area: 1,016 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 111643
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Inland Flooding
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$98$1,176
Property Taxes $202$2,424
Electricity $200$2,405
Total$1,657$19,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,811/yr
40% on housing$49,710/yr
45% on housing$44,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 28052$123
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28052$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$232,000
2024-05-01Sold$209,500
2024-03-21Price change$209,500
2024-02-16Price change$214,500
2024-01-15Price change$219,500
2024-01-02Price change$227,500
2023-11-10Listed for sale$229,900
2006-08-31Sold$80,000
2000-04-28Sold$75,000

For Sale by Agent

AgentDalice Estes
BrokerageNorthGroup Real Estate LLC

Similar Homes