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12806 W CHARTER OAK Road, El Mirage, AZ, 85335

3beds
2baths
1,901sqft
$450,000
$237price/sqft
$2,792/moest. monthly cost
$111,680/yrincome needed

About This Home

Rental income right away! Long term lease. 07/31/2027. $2500 monthly. This performs at a 6.07% cap! Beautifully Remodeled Home in El Mirage, AZ - Must See! Welcome to this stunning newly remodeled single-family home in El Mirage! Featuring 3 large bedrooms, a DEN, and 2 bathrooms, this home offers modern upgrades throughout. With soaring 9+ foot flat ceilings, the space feels open and inviting. Visit to find luxury vinyl plank flooring with upgraded underlayment and elegant 5-inch baseboards throughout. The kitchen boasts brand new Shaker style kitchen cabinets, stainless steel appliances, sleek quartz countertops, and a coordinated look with matching countertops in the bathrooms. Additional updates include new sinks, toilets, and faucets and water heater ensuring every detail is pristine

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Dysart Middle SchoolGrades 5-80.5 mi
8/10
Dysart High SchoolGrades 7-120.4 mi
8/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: GREYSTONE HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Quartz Countertops,High Speed Internet,Double Vanity,Eat-in Kitchen,9+ Flat Ceilings,No Interior Steps,Vaulted Ceiling(s),Kitchen Island,Pantry,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Screens,Double Pane Windows,Tinted Windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,901
  • Total interior livable area: 1,901 sqft

Property

Details

  • Parcel number: 50909241
  • Special condition: Owner/Agent

Features

  • Stories: 1
  • Patio & porch: Patio
  • Spa features: None,Bath
  • Fencing: Back Yard,Block

Lot

  • Lot size: 6,050 sqft
  • Features: Natural Desert Back,Natural Desert Front

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $136$1,632
Property Taxes $165$1,980
Electricity $216$2,603
Total$2,792$33,504

Income You'd Need if You Spent...

35% on housing$95,725/yr
40% on housing$83,760/yr
45% on housing$74,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 85335$139
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85335$220
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-04Listed for sale$450,000
2025-07-31Listing removed$2,500
2025-07-18Listing removed$445,000
2025-05-29Price change$445,000
2025-04-14Listed for sale$450,000
2025-04-05Listed for rent$2,500
2025-04-01Sold$450,000
2025-03-16Pending sale$450,000
2025-03-16Price change$450,000
2025-02-15Price change$420,000
2025-02-03Price change$430,000
2025-01-21Price change$439,999
2024-12-31Price change$445,000
2024-11-14Price change$449,000
2024-11-01Listed for sale$450,000
2024-10-07Sold$319,000
2017-11-28Listing removed$1,100
2017-11-21Listed for rent$1,100
2010-08-30Sold$66,007
2002-07-17Sold$146,746

For Sale by Agent

AgentPreston White
BrokerageW and Partners, LLC

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