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7 Cowpath Rd, Fulton, NY, 13069

2beds
2baths
980sqft
$59,900
$61price/sqft
$677/moest. monthly cost
$27,080/yrincome needed

About This Home

Investor special! This two-bedroom, two-bath home offers convenient single-floor living on 1.3 acres, complete with two outbuildings for storage, workshop space, or hobby use. Bring your tools and your vision to make this property your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

2/10
Fairley SchoolGrades PK-47.6 mi
5/10
Kenney Middle SchoolGrades 5-87.8 mi
2/10
Hannibal High SchoolGrades 9-128.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Foundation: Other,See Remarks,Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Bath in Primary Bedroom,Main Level Primary
  • Flooring: Varies,Vinyl

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Details

  • Parcel number: 35280030000000060010800000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 1.34 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot,Secluded,Wooded

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$32$384
Property Taxes $97$1,164
Electricity $246$2,954
Total$677$8,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,211/yr
40% on housing$20,310/yr
45% on housing$18,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 13069$114
Oswego County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 13069$119
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$59,900
2026-03-11Price change$64,900
2026-02-27Listed for sale$69,900
2025-12-12Sold$21,000

For Sale by Agent

AgentDavid Duskee
BrokerageHunt Real Estate ERA

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