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70 Union St, Bedford, OH, 44146

4beds
3baths
4,560sqft
$325,000
$71price/sqft
$2,855/moest. monthly cost
$114,200/yrincome needed

About This Home

Spectacularly unique property in historic Bedford. Adjacent to Tinkers Creek and Bedford Reservation with amazing views. This home is situated to enjoy nature all around. Versatile floor plan allows for the maximum utilization of space. Large entry foyer with office or bedroom space, Great room is arranged in living, dinning and entertaining space. 4 possibly 5 bedrooms, Master bedroom is lofted over Great room with a balcony walk around the upper level. Decks off main level as well as basement walk-out level. 2 seperate accesses to upper level room.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

--
Central Primary SchoolGrades PK-20.4 mi
5/10
Heskett Middle SchoolGrades 6-82.2 mi
5/10
Bedford High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Colonial,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Range,Refrigerator,Washer
  • Laundry features: In Basement,See Remarks

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Ceiling Fan(s),Cathedral Ceiling(s),Entrance Foyer,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Natural Woodwork,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Screens,Window Treatments
  • Number of fireplaces: 2
  • Fireplace features: Basement,Great Room
  • Fireplace: Yes
  • Finished area above ground: 4,560

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,560
  • Total interior livable area: 4,560 sqft

Property

Details

  • Parcel number: 81401006

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Front Porch
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Park/Greenbelt,Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: River Front
  • Frontage type: River

Lot

  • Lot size: 0.28 Acres
  • Features: Back Yard,Near Golf Course,Pie Shaped Lot,Sloped,Views

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Garage Faces Front,Garage,Garage Door Opener,Inside Entrance
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$212$2,544
Property Taxes $511$6,132
Electricity $489$5,868
Total$2,855$34,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,885/yr
40% on housing$85,650/yr
45% on housing$76,133/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 44146$104
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44146$139
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$325,000
2026-01-05Price change$389,000
2025-10-31Listed for sale$442,000
1995-08-04Sold$45,000

For Sale by Agent

AgentRobert D Russell
BrokerageRussell Real Estate Services

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