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618 Clyde St, Gastonia, NC, 28052

3beds
2baths
1,194sqft
$220,000
$184price/sqft
$1,595/moest. monthly cost
$63,800/yrincome needed

About This Home

Cozy bungalow-style 3BR/2BA on an oversized 0.31-acre lot, offering that hard-to-find “country in the city” feel just minutes from Hwy 321 and downtown Gastonia. This bungalow features a single-story layout with larger-than-expected rooms, a warm, cozy living area, and a primary suite tucked at the back of the home, ready for a buyer to add updates and personal touches. Enjoy country-style living in the city: the deep, leveled backyard has space for chickens, gardening, and play, with exterior running water and electricity available for animals, irrigation, or outdoor projects. No HOA gives you more flexibility for homesteading touches like an existing chicken coop or raised beds, subject to city zoning and ordinances. Convenient Gastonia location close to downtown, shopping, and major routes, yet with a relaxed, residential feel that is hard to find at this price point. Excellent location for commuters—approximately 25–30 minutes to Charlotte and within easy reach of the South Carolina state line via I-85, or country back roads.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
6/10
2/10
Hunter Huss High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Oven
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,194

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,194
  • Total interior livable area: 1,194 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 114364
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$94$1,128
Property Taxes $189$2,268
Electricity $200$2,405
Total$1,595$19,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,685/yr
40% on housing$47,850/yr
45% on housing$42,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 28052$123
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28052$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$220,000
2026-04-05Price change$220,000
2026-03-23Price change$225,000
2025-12-27Listed for sale$230,000
2015-03-23Sold$22,500
2015-02-27Listed for sale$23,500
2014-12-29Sold$45,012

For Sale by Agent

AgentAlvaro Jaimes
BrokerageLifestyle International Realty

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