307 Dutchman Ave, Mount Holly, NC, 28120
About This Home
Welcome to instant equity! This home appraised for $273,000 AS IS in April 2026. Where timeless brick construction, a spacious homesite, and major system updates create the perfect opportunity to make a home truly your own. Situated on a generous 0.35-acre lot in desirable Mount Holly, this property offers the solid foundation buyers and investors are searching for. The expensive improvements have already been taken care of, including a new HVAC system and ductwork, a recently encapsulated crawl space, and a metal roof that’s approximately seven years old—providing peace of mind for years to come. Inside, you’ll find a home with great bones and endless potential. Whether you’re looking to renovate and create your dream home or invest in a property with room to build equity, this is a rare opportunity to customize the interior while benefiting from the home’s strong structural integrity and valuable updates. Located in one of the Charlotte area’s most desirable small-town communities, Mount Holly offers the perfect blend of charm and convenience. Enjoy a vibrant downtown filled with locally owned restaurants, breweries, boutiques, parks, and community events, all while being just a short drive from Charlotte, the U.S. National Whitewater Center, and Charlotte Douglas International Airport. If you’ve been waiting for a home with incredible potential in an established neighborhood, this is your chance to bring your vision to life and create something truly special.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range
- Laundry features: Utility Room
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,254
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,254
- Total interior livable area: 1,254 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 123307
- Zoning: R1
- Special condition: Estate
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.35 Acres
Parking
- Parking features: Detached Carport,Driveway
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $211 | $2,532 |
| Electricity | $200 | $2,405 |
| Total | $1,758 | $21,096 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $250,000 |
| 2026-07-02 | Listed for sale | $270,000 |
| 1999-09-17 | Sold | $84,500 |
For Sale by Agent
View on Zillow