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302 Park Ave, Mount Holly, NC, 28120

2beds
1baths
1,020sqft
$242,000
$237price/sqft
$1,710/moest. monthly cost
$68,400/yrincome needed

About This Home

Adorable remodeled bungalow with modern updates throughout! The interior has been thoughtfully refreshed with new windows, a/c 2022, an open-concept floor plan, updated kitchen cabinets, a center island, and beautiful plank flooring. The bathroom has been fully remodeled, and a closet was added to the bedroom for improved functionality. Enjoy relaxing on the welcoming front porch overlooking the quiet street, or spend time in the large fenced yard—perfect for pets, gardening, or entertaining. Inside, you'll also find a spacious pantry with additional storage above the closet. The split-bedroom layout offers privacy and flexibility. Move-in ready and full of charm—this home has so much to enjoy! Average Electric bill is $145 a month.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
4/10
6/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Mud Room,Laundry Room

Basement

  • Basement: Other

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Pantry
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,020

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 124275
  • Zoning: R1
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Back Yard,Chain Link,Fenced,Front Yard
  • Waterfront features: None

Lot

  • Lot size: 0.19 Acres

Parking

  • Parking features: Driveway,Parking Space(s),None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,223$14,676
Home Insurance *$81$972
Property Taxes $206$2,472
Electricity $200$2,405
Total$1,710$20,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,628/yr
40% on housing$51,300/yr
45% on housing$45,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 28120$174
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28120$199
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$239,900
2026-05-02Price change$242,000
2026-03-14Listed for sale$245,000
2022-05-05Sold$142,000
2015-06-26Listing removed$55,000
2015-05-24Price change$55,000
2015-01-28Listed for sale$65,000

For Sale by Agent

AgentLorillee Krebsbach
BrokerageZion Real Estate Advisors

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