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3400 Fallen Oak Dr, Modesto, CA, 95355

4beds
3baths
3,363sqft
$699,900
$208price/sqft
$5,138/moest. monthly cost
$205,520/yrincome needed

About This Home

Welcome home to the highly desired and well estableshed village One community. Situated on large corner lot, this beautifully mainteained home shows pride of ownership throughout. The interior features fresh paint, a recently remodeled kitchen with new cabinets, new appliances, granite counters, and an apron sink. The master bath and hall bath have also been tastfully remodeled with granite countertops and newer cabinetry. This impressive home offers approximately 3363 square feet of living space, including 4 bedrooms, 3 full baths, a loft and a large game room complete with a pool table. Additional highlights include Hickory hardwood floor throughtout, a 3-car garage and a dual A/C system that was installed in 2021. The property also features a durable tile roof and landscaped front and back yards, a storage shed and a newer private wood fenced. Conveniently located near schools, shopping and other everyday amenities.

Getting Around

29
WalkingCar-Dependent
21
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Property condition: Existing
  • Year built: 2003

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Refrigerator
  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry,Updated Kitchen
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,363
  • Total interior livable area: 3,363 sqft

Kitchen

  • Features: Stone Counters,Dishwasher,Eat-in Kitchen,Pantry,Range/Oven Free Standing,Refrigerator,Updated Kitchen

Property

Details

  • Parcel number: 085038047000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced

Lot

  • Lot size: 7,840 sqft
  • Features: Corner Lot,Back Yard,Front Yard

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$196$2,352
Property Taxes $682$8,184
Electricity $721$8,653
Total$5,138$61,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,160/yr
40% on housing$154,140/yr
45% on housing$137,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 95355$224
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95355$285
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$749,000
2025-05-30Sold$678,000
2025-05-08Pending sale$690,000
2025-04-24Listed for sale$690,000
2022-07-01Listing removed--
2022-05-26Listed for sale$775,000
2003-07-18Sold$347,000

For Sale by Agent

AgentCharles Huang
BrokerageBay Home Investments&loans

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