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15327 3rd Drive SE, Mill Creek, WA, 98012

5beds
3baths
3,084sqft
$1,450,000
$470price/sqft
$7,834/moest. monthly cost
$313,360/yrincome needed

About This Home

Beautiful Buchan resale backing to protected greenbelt and wetlands on a quiet street in River Crossing. This 3,084 sq ft home sits on an 8,276 sq ft lot and offers a functional, well-designed layout in one of Mill Creek’s most walkable neighborhoods. The home features a vaulted entry and living room with fireplace, formal dining room, and a spacious kitchen that opens to the family room with a second fireplace. French doors lead to a large deck overlooking the private backyard and greenbelt setting. A desirable main-level bedroom with adjacent 3/4 bath offers flexibility for guests, home office, or multi-generational living. Upstairs includes a generous primary suite with serene wetland views and a 5-piece bath, plus a large bonus room with closets and an additional storage room over the 3-car garage. Located just a short walk to Mill Creek Town Center with convenient access to dining, shopping, parks, and North Creek Trail, this well-maintained home offers a prime River Crossing location.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

9/10
7/10
9/10

Construction

Condition

  • Property condition: Good
  • Year built: 2002

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Cement Planked,Wood Siding,Cement Plank

Other

  • Builder name: John Buchan

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Main Level: 2,Fireplace
  • Fireplace: Yes

Heating

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas

Interior Area

  • Total structure area: 3,084
  • Total interior livable area: 3,084 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 00912100005000
  • Zoning: LDR
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Pantry,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 8,276 sqft
  • Features: Dead End Street,Paved,Secluded,Sidewalk,Deck,Patio
  • Lot size dimensions: Irregular lot: 73’ x 110’ x 74’ x 121’

Parking

  • Total spaces: 3
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Heat Wave
Inland Flooding
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$205$2,460
Property Taxes $88$1,056
Electricity $210$2,531
Total$7,834$94,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,594/yr
40% on housing$235,020/yr
45% on housing$208,906/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$470This listing

vs Other Active Listings

Avg $/sqft

ZIP 98012$442
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98012$455
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$1,450,000
2026-02-25Listed for sale$1,500,000
2015-12-07Sold$661,570
2011-11-17Sold$580,000
2011-09-22Pending sale$600,000
2011-06-27Price change$600,000
2011-06-07Price change$624,900
2011-05-29Price change$639,900
2011-05-01Listed for sale$649,900
2004-07-15Sold$639,000
2002-06-28Sold$512,000

For Sale by Agent

AgentJason Windom
BrokerageeXp Realty

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