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511 E Trade St, Dallas, NC, 28034

2beds
1baths
1,278sqft
$195,000
$153price/sqft
$1,352/moest. monthly cost
$54,080/yrincome needed

About This Home

Fully renovated 2-bedroom, 1-bath home featuring two spacious bedrooms and modern updates throughout. This move-in-ready property sits on nearly half an acre, offering exceptional privacy and plenty of space to enjoy outdoor living — all with no HOA. Located in the heart of Dallas, this home offers a charming small-town atmosphere with everything within reach. Residents enjoy easy access to downtown Dallas, featuring local shops, restaurants, and community events. A rare combination of modern updates, generous lot size, and unbeatable convenience.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Carr Elementary SchoolGrades PK-50.9 mi
2/10
4/10
North Gaston High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Refrigerator,Gas Oven,Gas Range
  • Laundry features: Utility Room

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,278

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,278
  • Total interior livable area: 1,278 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 131992
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Inland Flooding
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$81$972
Property Taxes $85$1,020
Electricity $200$2,405
Total$1,352$16,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,354/yr
40% on housing$40,560/yr
45% on housing$36,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 28034$144
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28034$175
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$199,900
2026-02-27Listed for sale$210,000
2025-08-28Sold$115,300
2025-08-07Listed for sale$100,000

For Sale by Agent

AgentMatt Stone
BrokerageStone Realty Group

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