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408 Rhyne St, Stanley, NC, 28164

2beds
1baths
836sqft
$249,900
$299price/sqft
$1,769/moest. monthly cost
$70,760/yrincome needed

About This Home

Completely remodeled and move-in ready, this stunning home is just minutes from charming downtown Stanley! Whether you're a first-time homebuyer or an investor looking for a turnkey property, this beautifully renovated 2-bedroom, 1-bath home is sure to impress. Taken down to the wall studs and thoughtfully rebuilt with exceptional craftsmanship, every detail reflects quality and style. The show-stopping kitchen features soft-close solid wood cabinetry, quartz countertops, and a full suite of premium Whirlpool stainless steel appliances, along with a stacked LG ThinQ washer and dryer that convey with the home. Luxury finishes continue throughout, creating a warm and inviting space that's both functional and elegant. Step outside to the spacious rear deck, perfect for entertaining family and friends or simply enjoying your morning coffee. With high-end finishes, modern conveniences, and an unbeatable location close to shopping, dining, and everything downtown Stanley has to offer, this home is the definition of turnkey living.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

3/10
Kiser Elementary SchoolGrades 3-50.7 mi
5/10
Stanley Middle SchoolGrades 6-80.2 mi
5/10
East Gaston High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Induction Cooktop,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Breakfast

  • Level: Main

Features

  • Attic Other
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 836

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 836
  • Total interior livable area: 836 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 133704
  • Zoning: R8
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Lot size: 0.32 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$82$984
Property Taxes $224$2,688
Electricity $200$2,405
Total$1,769$21,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,651/yr
40% on housing$53,070/yr
45% on housing$47,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 28164$172
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28164$195
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$249,900
2026-07-27Price change$249,900
2026-07-01Listed for sale$269,900
2026-02-19Sold$105,000
2009-08-28Sold$69,000
2009-05-01Listing removed$74,900
2009-02-18Price change$74,900
2008-10-30Price change$77,500
2008-04-23Listed for sale$79,900
2005-10-21Sold$56,500

For Sale by Agent

AgentChad Simpson
BrokerageReal Broker LLC Belmont

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