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200 N Pearl Street #106, Denver, CO, 80203

0beds
1baths
485sqft
$185,000
$381price/sqft
$1,268/moest. monthly cost
$50,720/yrincome needed

About This Home

PRICE REDUCED $15k! Perfect remodeled pied-a-terre, first time buyer starter home, or efficiency living - this stunning unit boasts granite counters, shaker cabinets, stainless appliances. Custom lighting illuminates rich durable manufactured wood floors, and the bathroom is equally as sharp! Plenty of space for a king sized bed and additional room to roam. A community pool opens soon for summer enjoyment! The building couldn't be located any better, halfway between Downtown Denver and Cherry Creek North, the Denver Country Club, and Washington Park is minutes away to the south. One block away is Speer Blvd and its bike trails to both LoDo and Cherry Creek. Equally noteworthy is the close proximity to Auraria Campus for University of Colorado @ Denver, Metro State - and the University of Denver minutes to the south. The unit is clean, well maintained, and adjacent to building laundry for added convenience. The HOA covers heat, water, sewer & trash, only electricity and internet are in the owner's name. Live the Downtown - Or Cherry Creek - lifestyle.... for less! All appliances and A/C unit included. Buyers will receive 1% of the loan amount as lender paid concession towards your closing costs or interest rate buydown, from lender, for successfully closing with VIP Real Estate's preferred lender, call for referral for your buy down!

Getting Around

86
WalkingVery Walkable
49
TransitSome Transit
97
BikeBiker's Paradise

Schools

7/10
South High SchoolGrades 9-122.1 mi
6/10
Grant Middle SchoolGrades 6-82.4 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Rolled/Hot Mop
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator

Bathroom

  • Level: Main

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Granite Counters
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Laminate
  • Finished area above ground: 485
  • Common walls with other units/homes: End Unit,1 Common Wall

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 485
  • Total interior livable area: 485 sqft

Property

Details

  • Parcel number: 510113089
  • Attached to another structure: Yes
  • Zoning: G-MU-5
  • Special condition: Standard
  • Exclusions: Personal Property & Furnishings,Tv

Features

  • Levels: One
  • Stories: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Lightning

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$75$900
Property Taxes $72$864
Electricity $186$2,232
Total$1,268$15,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,474/yr
40% on housing$38,040/yr
45% on housing$33,813/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 80203$170
Denver County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 80203$396
Denver County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$185,000
2025-09-05Price change$199,950
2025-06-23Price change$200,000
2025-05-12Listed for sale$210,000
2017-09-08Sold$163,000
2017-07-12Price change$167,400
2017-06-11Listed for sale$169,900
2011-10-12Sold$64,900
2011-07-13Listing removed$64,900
2011-07-09Listed for sale$64,900
2011-06-04Listing removed$65,950
2010-11-20Listed for sale$65,950
2010-10-05Listing removed$65,950
2010-09-17Price change$65,950
2010-07-10Listed for sale$69,950
2008-08-23Listing removed$69,950
2008-06-10Price change$69,950
2008-05-25Listed for sale$74,950
2002-09-26Sold$76,900

For Sale by Agent

AgentBrian Furer
BrokerageCentury 21 Elevated Real Estate

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