415 S Allen St, Centralia, MO, 65240
About This Home
Welcome home to this charming 2-bedroom, 1.5-bath newer construction located near the heart of Centralia! This well-maintained home features a spacious living room, durable luxury vinyl plank (LVT) flooring throughout, and a functional kitchen with all appliances included. Enjoy the convenience of being within walking distance of the vibrant downtown area and the elementary school. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this move-in-ready home is one you won't want to miss!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Concrete Perimeter,Slab
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Dishwasher
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Liv/Din Combo
- Finished area below ground: 0
Full Bathroom
- Level: Main
Half Bathroom
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Central Electric
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: 0450700020010001
- Zoning description: R-S Single Family Residential
Features
- Patio & porch: Front Porch
Lot
- Lot size: 7,810 sqft
- Lot size dimensions: 55 x 142
Parking
- Parking features: No Garage
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,029 | $12,348 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $139 | $1,668 |
| Electricity | $141 | $1,693 |
| Total | $1,446 | $17,352 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $203,500 |
| 2026-07-29 | Listed for sale | $204,900 |
| 2008-06-12 | Listing removed | $74,900 |
| 2008-05-05 | Listed for sale | $74,900 |
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