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1105 Jefferson St, Columbia, MO, 65203

2beds
1baths
624sqft
$160,000
$256price/sqft
$1,147/moest. monthly cost
$45,880/yrincome needed

About This Home

Charming 2-bedroom, 1-bath bungalow updated with modern comforts. Step inside to find a well-maintained interior featuring updates that make this home move-in ready. Outside, you'll enjoy a fully fenced backyard with a privacy fence--perfect for relaxing, entertaining, or letting pets play. A detached garage provides convenient parking and the lawn storage shed offers plenty of space for gardening tools and outdoor equipment. Whether you're a first-time homebuyer, looking to downsize, or searching for an excellent investment opportunity, this inviting bungalow offers comfort, functionality, and charm in one attractive package.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Tub/Shower,Liv/Din Combo,Laminate Counters,Wood Cabinets
  • Flooring: Carpet,Tile
  • Fireplace features: Master Bedroom,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 624
  • Total interior livable area: 624 sqft

Property

Details

  • Parcel number: 1631400010090001
  • Zoning description: R-2 Two- Family Dwelling*

Features

  • Patio & porch: Covered,Front Porch
  • Fencing: Privacy,Wood

Lot

  • Lot size: 5,050 sqft
  • Features: Cleared,Level
  • Lot size dimensions: 50 x 101

Parking

  • Total spaces: 1
  • Parking features: Detached,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$88$1,056
Property Taxes $109$1,308
Electricity $141$1,693
Total$1,147$13,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,325/yr
40% on housing$34,410/yr
45% on housing$30,586/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 65203$191
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65203$174
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$160,000
2021-03-24Listing removed--
2019-08-29Listing removed$800
2019-08-20Listed for rent$800
2018-08-05Listing removed$800
2018-07-01Listed for rent$800
2018-05-31Listing removed$800
2018-05-21Listed for rent$800

For Sale by Agent

AgentJenny Lorenz Rudkin
BrokerageREMAX Boone Realty

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