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1404 W Worley St, Columbia, MO, 65203

4beds
2baths
1,204sqft
$244,900
$203price/sqft
$1,681/moest. monthly cost
$67,240/yrincome needed

About This Home

Check out this beautifully updated 4-bedroom, 1.75 bath home offering approximately 1,204 square feet of comfortable living space. Featuring an open floor plan, this move-in-ready home has been refreshed with new flooring, fresh paint, a new roof, new floors in the bathrooms, new light fixtures, and updated with brand new stainless steel appliances, including the washer and dryer. The spacious layout creates a welcoming atmosphere that’s perfect for everyday living and entertaining. Step outside to enjoy a nice-sized yard with plenty of room for kids, pets, gardening, or outdoor gatherings. Located conveniently in town, you’ll have easy access to schools, shopping, and local amenities while still enjoying the comfort of a charming neighborhood setting. This home is clean, well-maintained, and should qualify for all types of financing. If you’re looking for an affordable, updated home that’s truly move-in ready, this one is a must-see!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

5/10
5/10
West Middle SchoolGrades 6-80.2 mi
7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Free-Standing Gas Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom2

  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Bedroom4

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Eat-in Kitchen
  • Flooring: Laminate
  • Finished area above ground: 1,204

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,204
  • Total interior livable area: 1,204 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Laundry

  • Level: Main
  • Area: 50
  • Dimensions: 10x5

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Primary Bathroom

  • Level: Main
  • Area: 56
  • Dimensions: 7x8

Primary Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Property

Details

  • Parcel number: 1631700050080101
  • Attached to another structure: Yes
  • Special condition: Standard
  • Other equipment: Call Listing Agent

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Exterior features: Storage
  • Fencing: None

Lot

  • Lot size: 0.47 Acres
  • Features: Level
  • Lot size dimensions: 0.47

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$135$1,620
Property Taxes $167$2,004
Electricity $141$1,693
Total$1,681$20,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,634/yr
40% on housing$50,430/yr
45% on housing$44,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 65203$191
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65203$174
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$239,900
2026-07-13Price change$244,900
2026-06-18Price change$249,900
2026-06-04Listed for sale$259,900
2014-05-29Listing removed$85,000
2014-04-29Listed for sale$85,000

For Sale by Agent

AgentNatali Ketcherside
BrokerageCentury 21 American Realty

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