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805 Marve St, Gastonia, NC, 28052

2beds
1baths
600sqft
$172,000
$287price/sqft
$1,293/moest. monthly cost
$51,720/yrincome needed

About This Home

Charming cottage style Home 2 bed 1 bath cottage with Granite counter tops, stainless steel appliances and More This home is on septic and community well (there is a $45 per month charge for the electricity to run the pump) New pump was installed 3 months ago. Seller will give $5,000 credit at closing for Septic replacement. Septic still works and isn't failing just old. Seller has owned 7 properties and has given credit to all other buyers.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

1/10
Southwest Middle SchoolGrades 6-81.7 mi
2/10
Hunter Huss High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Slab
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Tankless Water Heater,Washer/Dryer
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Upper

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Open Floorplan
  • Flooring: Tile
  • Finished area below ground: 0
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Features: Breakfast Bar,Open Floorplan
  • Level: Main

Living Room

  • Features: Open Floorplan
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 138240
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.16 Acres
  • Features: Sloped
  • Lot size dimensions: 65 x 110 x 65 x 110

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $869$10,428
Home Insurance *$73$876
Property Taxes $151$1,812
Electricity $200$2,405
Total$1,293$15,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,331/yr
40% on housing$38,790/yr
45% on housing$34,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 28052$123
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28052$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$175,000
2026-03-03Pending sale$175,000
2025-12-20Listed for sale$175,000
2023-10-11Listing removed--
2023-09-13Price change$1,350
2023-06-08Listed for rent$1,400

For Sale by Agent

AgentRhonda Copp
BrokerageRPMS Realty Corp

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