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2700 Chambray Rd, Columbia, MO, 65203

5beds
3baths
3,328sqft
$510,000
$153price/sqft
$3,461/moest. monthly cost
$138,440/yrincome needed

About This Home

This beautifully updated walkout Ranch offers exceptional indoor living with a breathtaking outdoor oasis! Nestled against a peaceful creek and surrounded by mature trees, featuring a composite deck, covered patio with hot tub, tranquil water feature, firepit, and stunning landscaping plus a fully irrigated lawn--perfect for relaxing or entertaining. Inside, wood floors grace the main level with LVP throughout the lower level. The remodeled kitchen showcases custom cabinetry, premium finishes, and a massive island that opens to the living room. The luxurious primary bath features a custom walk-in shower. An excavated garage provides exceptional storage. Impeccably maintained, this home offers the perfect blend of style, privacy & convenience in a highly desirable, accessible neighborhood.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
9/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter

Other

  • Builder name: Imhoff

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Excavated Garage,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Level: Main
  • Area: 130.9
  • Dimensions: 11 x 11.9

Bedroom4

  • Level: Lower
  • Area: 153.72
  • Dimensions: 12.2 x 12.6

Bedroom5

  • Level: Lower
  • Area: 118.45
  • Dimensions: 10.3 x 11.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 156.94
  • Dimensions: 11.8 x 13.3

Family Room

  • Level: Lower
  • Area: 354.96
  • Dimensions: 23.2 x 15.3

Features

  • High Speed Internet,Tub/Shower,Stand AloneShwr/MBR,Walk-In Closet(s),Eat-in Kitchen,Formal Dining,Cabinets-Custom Blt,Granite Counters,Wood Cabinets,Kitchen Island,Pantry
  • Flooring: Wood,Carpet,Tile
  • Finished area below ground: 1,424

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 3,328
  • Total interior livable area: 3,328 sqft

Kitchen

  • Level: Main
  • Area: 251.37
  • Dimensions: 18.9 x 13.3

Living Room

  • Level: Main
  • Area: 229.6
  • Dimensions: 14 x 16.4

Master Bedroom

  • Level: Main
  • Area: 220.46
  • Dimensions: 14.6 x 15.1

Office

  • Level: Lower
  • Area: 224.77
  • Dimensions: 16.9 x 13.3

Property

Accessibility

  • Accessibility features: Grab Bars in Bath

Details

  • Parcel number: 16801000207500
  • Zoning description: R-1 One- Family Dwelling*

Features

  • Patio & porch: Covered,Concrete,Back,Deck,Front Porch
  • Exterior features: Exterior Audio Wiring
  • On waterfront: Yes
  • Waterfront features: Stream
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.57 Acres
  • Features: Near Trail(s),No Crops,Rolling Slope
  • Lot size dimensions: 176.47 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$281$3,372
Property Taxes $348$4,176
Electricity $254$3,049
Total$3,461$41,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,662/yr
40% on housing$103,830/yr
45% on housing$92,293/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 65203$191
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65203$174
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$510,000
2026-07-22Listed for sale$510,000

For Sale by Agent

AgentJulie Wesley
BrokerageWeichert, Realtors - House of Brokers

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