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2708 Bluff Creek Dr, Columbia, MO, 65201

5beds
5baths
5,209sqft
$1,050,000
$202price/sqft
$7,007/moest. monthly cost
$280,280/yrincome needed

About This Home

Like New--Only Better! This exceptional, fully renovated home offers more than 5,000 square feet of beautifully updated living space, featuring 5 bedrooms and 4.5 bathrooms. Thoughtfully designed for both comfortable everyday living and effortless entertaining, the open-concept floor plan is light-filled and showcases elegant, modern finishes throughout. The spacious main level flows seamlessly into a charming three-season sunroom and a large new deck, creating the perfect setting for gatherings with family and friends. A private wooded backyard offers a peaceful retreat while maintaining a highly convenient location. Upstairs, the expansive primary suite serves as a luxurious private sanctuary, complete with a huge walk-in closet, dual vanities, an elegant walk-in shower, and a relaxing soaking tub. Combining privacy, space, and sophisticated modern updates, this remarkable home delivers an exceptional lifestyle in a sought-after setting.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Tub/Shower,Stand AloneShwr/MBR,Walk-In Closet(s),Wet Bar,Central Vacuum,Formal Dining,Cabinets-Custom Blt,Solid Surface Counters,Wood Cabinets,Kitchen Island,Quartz Counters
  • Flooring: Wood,Carpet,Tile
  • Fireplace features: Basement,Gas,Family Room,Screen
  • Fireplace: Yes
  • Finished area below ground: 1,671

Full Bathroom

  • Level: Upper

Full Bathroom

  • Level: Upper

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Lower

Half Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 5,209
  • Total interior livable area: 5,209 sqft

Property

Details

  • Parcel number: 1770200070270001
  • Zoning description: R-1 One- Family Dwelling*

Features

  • Patio & porch: Back,Deck,Front Porch
  • Has spa: Yes
  • Spa features: Tub/Built In Jetted
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.62 Acres
  • Lot size dimensions: 130.00 x 207.53

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$584$7,008
Property Taxes $717$8,604
Electricity $397$4,773
Total$7,007$84,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,240/yr
40% on housing$210,210/yr
45% on housing$186,853/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 65201$212
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65201$191
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$1,050,000
2025-10-03Sold--
2025-09-23Pending sale$500,000
2025-08-18Price change$500,000
2025-07-13Price change$695,000
2025-06-14Price change$725,000
2025-05-29Price change$750,000
2025-05-15Listed for sale$775,000
2025-04-19Listing removed$850,000
2024-08-26Listed for sale$850,000
2024-08-18Listing removed--
2024-07-08Listed for sale$850,000
2024-07-08Listing removed--
2024-05-24Price change$850,000
2024-04-29Listed for sale$899,000

For Sale by Agent

AgentSara Harper
BrokerageWeichert, Realtors - House of Brokers

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