1039 SE Westminster Pl, Stuart, FL, 34997
About This Home
Located on the west side of the lake, this home naturally shades the patio from the afternoon sun—making outdoor living comfortable year-round. Bright, open floor plan with uniform porcelain plank tile throughout and plantation shutters for a clean, finished look. Updated kitchen and baths. Major updates already done: HVAC (2024) and metal roof installed (2025). Large screened enclosure, tankless gas water heater, and natural gas line for your grill. Small, private gated community with a LOW HOA covering all lawn care (cutting, irrigation, treatments), plus heated pool and monitored security system. Convenient to shopping, historic downtown, beaches, medical, and airports. Willoughby Golf Club memberships available but not required. Low insurance quote available.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Roof: Metal
- Construction materials: Concrete Block
Type & Style
- Home type: SingleFamily
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Forced air,Other,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 1,883 sqft
Property
Details
- Parcel number: 393841017000007500
Features
- Exterior features: Stucco,Cement / Concrete
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 6,229 sqft
Parking
- Total spaces: 6
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Martin County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $619 | $7,428 |
| Property Taxes | $706 | $8,472 |
| Electricity | $197 | $2,366 |
| Total | $4,555 | $54,660 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-02 | Listed for sale | $599,900 |
| 2025-09-25 | Listing removed | -- |
| 2025-04-17 | Listed for sale | $574,900 |
| 2025-04-09 | Listing removed | $574,900 |
| 2025-02-12 | Listed for sale | $574,900 |
| 2025-02-08 | Pending sale | $574,900 |
| 2025-01-08 | Listed for sale | $574,900 |
| 2017-02-02 | Sold | $285,000 |
| 2002-10-24 | Sold | $223,300 |
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