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1104 Colony Ct, Gastonia, NC, 28056

4beds
3baths
2,253sqft
$415,000
$184price/sqft
$2,818/moest. monthly cost
$112,720/yrincome needed

About This Home

Greatly reduced price! Seller offering an interest rate buydown! This beautifully updated four-bedroom, three-bath home is situated in one of Gastonia‘s premier neighborhoods, adjacent to Gaston Country Club and minutes from Gaston Day School. The first level offers a large and luminous living space and a designer kitchen with a breakfast bar that flows into the dining room. A massive refinished deck overlooks the expansive and private back yard. Upstairs, the primary suite features two closets and a luxurious ensuite bath with a custom shower, while two additional bedrooms share a stylishly updated bath upstairs. The lower level includes a spacious bonus room with a fireplace and walk-out access, a large fourth bedroom, another updated full bath, and a generous laundry room with built-in cabinetry. Located in one of Gastonia’s premier neighborhoods, this home combines modern updates, smart design, and an unbeatable location. Don’t miss the chance to make it yours! Listing agent is the owner-seller.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
10/10
Cramerton Middle SchoolGrades 6-84.1 mi
4/10
Forestview High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom Full

  • Level: Lower

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,329

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,253
  • Total interior livable area: 2,253 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower
  • Area: 82.1425
  • Dimensions: 11' 4" X 7' 3"

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 144242
  • Zoning: R1t-R1t
  • Special condition: Standard

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.47 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$150$1,800
Property Taxes $361$4,332
Electricity $209$2,518
Total$2,818$33,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,617/yr
40% on housing$84,540/yr
45% on housing$75,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 28056$169
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28056$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$415,000
2026-04-23Price change$424,000
2026-04-14Price change$425,000
2026-04-04Price change$429,000
2026-03-19Price change$438,000
2026-02-05Price change$439,900
2025-12-05Listed for sale$449,000
2025-10-02Sold$315,000
2025-06-13Price change$425,000
2025-05-22Listed for sale$450,000

For Sale by Agent

AgentKayla Brown
BrokerageNestlewood Realty, LLC

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