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4525 Hemphill Rd, Gastonia, NC, 28056

2beds
1baths
1,186sqft
$220,000
$185price/sqft
$1,529/moest. monthly cost
$61,160/yrincome needed

About This Home

Move-in ready and full of charm, this updated 2-bedroom, 1-bath home sits on a spacious 0.70-acre lot with a fully fenced backyard and no HOA. Inside, you'll find a bright, welcoming layout with white cabinetry, quartz countertops, stainless steel appliances, and luxury vinyl plank flooring throughout the main living spaces, while the bedrooms offer the comfort of newer carpet. The screened-in porch is the perfect spot to enjoy your morning coffee or unwind at the end of the day, overlooking a backyard with plenty of room to entertain, garden, let pets play, or simply enjoy the extra space. Whether you're buying your first home, looking to downsize, or just want a move-in ready home with modern finishes and a large yard, 4525 Hemphill Road is one you'll want to see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

2/10
Southwest Middle SchoolGrades 6-82.3 mi
4/10
Forestview High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,186

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,186
  • Total interior livable area: 1,186 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 144930
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Screened
  • Fencing: Fenced

Lot

  • Lot size: 0.70 Acres
  • Features: Level

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$79$948
Property Taxes $138$1,656
Electricity $200$2,405
Total$1,529$18,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,422/yr
40% on housing$45,870/yr
45% on housing$40,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 28056$171
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28056$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$220,000
2026-07-08Contingent$220,000
2026-06-26Listed for sale$220,000
2021-09-23Sold$180,000
2021-08-29Pending sale$185,000
2021-08-24Price change$185,000
2021-07-02Price change$190,000
2021-06-28Price change$195,000
2021-06-18Listed for sale$200,000
2020-09-30Sold$85,000
2020-09-11Pending sale$75,000
2020-09-09Listed for sale$75,000
2019-03-23Listing removed$70,000
2019-03-22Listed for sale$70,000
2019-02-14Pending sale$70,000
2018-11-26Listed for sale$70,000

For Sale by Agent

AgentMolly Simpson
BrokerageEXP Realty LLC

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