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265 Derby Dr, Riverdale, GA, 30274

4beds
3baths
2,432sqft
$329,999
$136price/sqft
$2,403/moest. monthly cost
$96,120/yrincome needed

About This Home

Coming Soon! Welcome home to this 4-bedroom, 2.5-bath gem with an unfinished basement and bonus room. This home is ready for your personal touch-the possibilities are truly endless! Enjoy the benefits of a no-HOA community while being just minutes from the interstate and all your favorite shopping and dining destinations.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
5/10
Kendrick Middle SchoolGrades 6-80.4 mi
4/10
Riverdale High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave
  • Laundry features: In Hall

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Concrete,Daylight,Exterior Entry,Full,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,432

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 2,432 sqft

Property

Details

  • Parcel number: 13213B B027

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Features: Level

Parking

  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$266$3,192
Property Taxes $233$2,796
Electricity $236$2,835
Total$2,403$28,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,388/yr
40% on housing$72,090/yr
45% on housing$64,080/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 30274$102
Clayton County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 30274$137
Clayton County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-04-23Sold$172,900
2019-03-25Pending sale$167,900
2019-03-22Listed for sale$167,900
2008-10-03Sold$200,641
2008-06-09Listed for sale$155,000
2008-04-14Listing removed$155,000
2008-03-09Listed for sale$155,000
2006-01-09Sold$184,000
2005-10-18Sold$197,556
2001-01-25Sold$210,000

Coming Soon

AgentLaBresha Lee
BrokerageExceptionalee Closed Realty

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