550 Post Rd, Ridgeland, MS, 39157
About This Home
Welcome to Point Clear, one of Ridgeland's favorite reservoir-front condo communities. At 1,335 square feet, this 2-bedroom, 2 full bath, 1 half bath condo is one of the larger floor plans in the community, with a layout built for privacy and low-maintenance living. The main level features durable luxury vinyl plank flooring throughout an open living area, neutral paint, and plenty of natural light. The kitchen offers stylish blue cabinetry, stainless steel appliances, and white countertops, and a main-floor half bath makes hosting simple. Step out through the sliding doors to your own private, gated patio  perfect for morning coffee or evening grilling. Upstairs, both bedrooms are generously sized with their own full en-suite bath  ideal for roommates, guests, or a dedicated home office setup. One bedroom opens onto a private balcony with views toward the marina and water. Beyond your front door, Point Clear delivers resort-style amenities: a reservoir-front pool and sundeck, a waterfront clubhouse lounge with floor-to-ceiling windows, all just minutes from Renaissance and County Line Road shopping and dining. More square footage, a great location, and room to make it your own  schedule a showing today! Key Highlights: Address: 550 Post Rd, Unit 405, Ridgeland, MS 39157 Bedrooms: 2 (dual en-suites) Bathrooms: 2 full / 1 half Square Footage: 1,335 sq ft  one of the larger layouts in the community Outdoor Space: Private gated patio + upper-level balcony Community: Pool, waterfront clubhouse.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Type & Style
- Home type: SingleFamily
- Property subType: Other
Interior
Basement
- Basement:
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Walk-In Closet(s),Ceiling Fan(s)
Heating & Cooling
- Heating features: Other,Electric
- Cooling features: Central Air,Other
Property
Details
- Parcel number: 072E22D100
Lot
- Lot size: 435.60 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,211 | $14,532 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $123 | $1,476 |
| Electricity | $192 | $2,304 |
| Total | $1,704 | $20,448 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $239,500 |
| 2018-12-03 | Sold | -- |
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