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3065 Lakeshore Dr, Lima, OH, 45806

5beds
3baths
3,266sqft
$480,000
$147price/sqft
$3,509/moest. monthly cost
$140,360/yrincome needed

About This Home

House sold ''As-Is''. Needs TLC. Great Investment property.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

7/10
Shawnee Middle SchoolGrades 5-81.0 mi
7/10
Shawnee High SchoolGrades 9-120.9 mi
5/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 2002

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Has basement: Yes
  • Basement: Poured,Full,Concrete

Bedroom1

  • Level: First
  • Area: 280
  • Dimensions: 14 x 20

Bedroom2

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Level: Second
  • Area: 180
  • Dimensions: 15 x 12

Bedroom4

  • Area: 499.5
  • Dimensions: 18.5 x 27

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 174
  • Dimensions: 12 x 14.5

Family Room

  • Level: Lower
  • Area: 657.3
  • Dimensions: 31.3 x 21

Features

  • Fireplace: Yes
  • Finished area below ground: 1,500

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 3,266
  • Total interior livable area: 3,266 sqft

Kitchen

  • Level: First
  • Area: 148.5
  • Dimensions: 13.5 x 11

Laundry

  • Area: 89.25
  • Dimensions: 8.5 x 10.5

Living Room

  • Level: First
  • Area: 3547.5
  • Dimensions: 21.5 x 165

Property

Details

  • Parcel number: 46160702006.000
  • Zoning description: Residential

Features

  • Levels: Two

Lot

  • Lot size: 0.74 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$308$3,696
Property Taxes $424$5,088
Electricity $350$4,203
Total$3,509$42,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,308/yr
40% on housing$105,270/yr
45% on housing$93,573/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 45806$143
Allen County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 45806$135
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$480,000
2026-06-12Pending sale$480,000
2026-05-27Listed for sale$480,000
2026-05-19Pending sale$480,000
2026-05-18Listed for sale$480,000
2015-11-04Sold$446,800
2001-07-23Sold$37,000

For Sale by Agent

AgentMaria Sanko
BrokerageCCR Realtors

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