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258 Rock Ridge Ln, Copperopolis, CA, 95228

2beds
3baths
2,675sqft
$599,000
$224price/sqft
$4,812/moest. monthly cost
$192,480/yrincome needed

About This Home

A peaceful and serene setting within Copper Valley and offers a distinctive curb appeal and vast backyard space with views. With true pride of ownership this home is move-in ready! This spacious floor plan offers everything you need to live comfortably and entertain in style. The recent improvements include a New 25-year roof, fresh exterior paint, and a new hot water heater equipped with a programmable recirculating pump for added efficiency and comfort. The inviting front courtyard creates a welcoming entrance and serves as the perfect space to enjoy morning coffee or unwind with evening refreshments. Inside, a spacious open floor plan is enhanced by abundant windows and sliding doors that fill the home with natural light while showcasing the private, park-like views beyond the backyard. The guest bedroom opens directly to the front courtyard, and the versatile sitting room can easily function as a third bedroom, home office, or den. The primary suite offers direct access to a beautiful native rock patio and fully landscaped backyard ideal for outdoor dining, barbecues, or simply relaxing while enjoying the peaceful greenbelt setting and local wildlife. This home has 2 HVAC units for more efficient room control. Located within highly desirable Copper Valley Community,

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Existing
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stone,Stucco,Wood Siding

Other

  • Builder name: Castle And Cooke

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Range,Refrigerator
  • Laundry features: Dryer,Hookups Only,Laundry Room,Washer,Cabinets

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dining Area,Storage,Breakfast Bar,Breakfast Nook,Smart Thermostat
  • Window features: Window Coverings
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room,Raised Hearth,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Zoned,Propane,Central
  • Cooling features: Ceiling Fan(s),Central Air,See Remarks

Interior Area

  • Total structure area: 2,675
  • Total interior livable area: 2,675 sqft

Kitchen

  • Features: Breakfast Bar, Breakfast Nook, Tile Counters, Dishwasher, Disposal, Microwave, Range/Oven Free Standing, Refrigerator

Property

Details

  • Parcel number: 055076002000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: Membership (Optional),Community
  • Exterior features: Back Yard,Front Yard,Side Yard,Sprinklers Automatic,Low Maintenance
  • Has view: Yes
  • View description: Park/Greenbelt,Hills,Valley

Lot

  • Lot size: 0.27 Acres
  • Features: Level,Back Yard,Front Yard,Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Side By Side,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Drought
Heat Wave
Lightning

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$327$3,924
Property Taxes $884$10,608
Electricity $573$6,883
Total$4,812$57,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,982/yr
40% on housing$144,360/yr
45% on housing$128,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 95228$367
Calaveras County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 95228
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$609,000
2026-03-01Listed for sale$629,000
2025-08-30Listing removed$659,900
2025-05-29Price change$659,900
2025-05-09Listed for sale$674,500
2010-07-12Sold$275,000
2010-06-16Listed for sale$274,900
2009-11-22Listing removed$285,900
2009-09-26Price change$285,900
2009-09-03Price change$289,000
2009-03-28Listed for sale$259,000
2005-05-20Sold$496,000

For Sale by Agent

AgentCINDY NEIMAN
BrokerageRE/MAX Gold Copperopolis

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