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426 Holland Memorial Church Rd, Bessemer City, NC, 28016

2beds
1baths
1,200sqft
$214,990
$179price/sqft
$1,518/moest. monthly cost
$60,720/yrincome needed

About This Home

Welcome to 426 Holland Memorial Church Road. A beautifully updated 2-bedroom, 1-bath home, plus an office and large storage room. Offering the perfect blend of style, comfort, and efficiency on a spacious 0.56-acre lot. Enjoy peace of mind with all-new major systems, including HVAC, ductwork, attic and crawlspace insulation, and a vapor barrier. Inside, you'll find granite countertops, custom hardwood cabinetry, and premium vinyl plank flooring, complemented by refinished original hardwoods in the living room for added warmth and character. Additional highlights include: * New replacement windows throughout * Screened-in back porch with double entry to kitchen and laundry * Spacious den or home office with closet for storage and door for privacy * New gravel driveway & attractive landscaping * Updated bathroom with granite vanity and new fixtures * Septic approved for 2 bedrooms/6 people This is truly a move-in ready gem. Ideal for first-time buyers, those looking to downsize, or investors seeking a turnkey property.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
4/10
2/10
Bessemer City High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Footing
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Flooring: Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 151818

Features

  • Exterior features: Other,Composition
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 0.56 Acres

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$103$1,236
Property Taxes $128$1,536
Electricity $200$2,405
Total$1,518$18,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,045/yr
40% on housing$45,540/yr
45% on housing$40,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 28016$110
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28016$157
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$214,990
2025-09-02Listing removed$219,900
2025-08-28Price change$219,900
2025-08-19Price change$224,400
2025-07-25Price change$224,900
2025-03-28Price change$234,900
2025-02-25Price change$244,900
2025-02-14Listed for sale$249,900
2024-03-27Sold$96,469
2024-02-08Listed for sale$81,100

For Sale by Owner

AgentProperty Owner

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