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3800 SW 20TH AVENUE #306, Gainesville, FL, 32607

4beds
4baths
1,225sqft
$197,000
$161price/sqft
$1,708/moest. monthly cost
$68,320/yrincome needed

About This Home

Exceptional investment opportunity! This secure second-floor 4-bedroom, 4-bath condominium offers a highly sought-after floor plan, with each bedroom featuring its own private full bathroom—ideal for student living or roommate-style rentals. The kitchen is equipped with granite countertops, ample cabinetry, and a refrigerator and microwave that were replaced approximately two years ago. Major system updates include a new A/C in 2018 and a new water heater in 2021. The Condo Association provides outstanding value by covering the community pool, building hazard insurance, and high-speed GatorNet internet. Conveniently located just minutes from the University of Florida, UF Health/Shands, Butler Plaza, Celebration Pointe, shopping, dining, and entertainment, with a bus stop right in front of the community for easy commuting. Four-bedroom, four-bath condos remain among the strongest income-producing rental properties in the Gainesville market, making this an excellent opportunity for investors.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
87
BikeVery Bikeable

Schools

7/10
7/10
Kanapaha Middle SchoolGrades 6-83.1 mi
6/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Range,Refrigerator
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Walk-In Closet(s)
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,225
  • Total interior livable area: 1,225 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 06706306000
  • Zoning: CONDO
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony

Lot

  • Lot size: 378 sqft

Parking

  • Parking features: Common

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $996$11,952
Home Insurance *$142$1,704
Property Taxes $373$4,476
Electricity $197$2,366
Total$1,708$20,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,560/yr
40% on housing$51,240/yr
45% on housing$45,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 32607$162
Alachua County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32607$219
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$197,000
2023-05-17Sold$186,000
2023-04-12Pending sale$199,990
2023-04-10Listed for sale$199,990
2023-02-06Listing removed--
2022-11-07Price change$198,000
2022-10-31Listed for sale$209,990
2021-06-25Sold$159,000
2015-08-06Sold$75,601
2014-02-12Listing removed$88,900
2013-10-08Listed for sale$88,900
2013-08-02Listing removed$88,900
2013-04-18Listed for sale$88,900
2011-12-04Listing removed$79,900
2011-07-08Price change$79,900
2011-06-03Listed for sale$90,000
2006-07-26Sold$178,500
2002-06-26Sold$98,500

For Sale by Agent

AgentAmy Yang
BrokerageBOSSHARDT REALTY SERVICES LLC

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